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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents are Indian citizens. They are travelling to Canada for 4 months, i would like to know if your company does medical insurance for that.

A:
Thank you for contacting Insubuy for your insurance needs. Yes, we have plans for travel outside the US. You may find them here. The plans in this section will cover them to go to Canada. If you need additional assistance please feel free to contact our office.
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Q:I am planning to purchase the Patriot America Plus Travel insurance for myself. I am an Indian, travelling to US on May 9-10th and returning on May 21-22. My concern is on how I can collect the physical card. I understand that once I purchase the insurance, I'll receive an online confirmation of my purchase and insurance ID/number. Would this be sufficient for making claims at PPO network establishments? Do I really need to collect the plastic card that you'll be sending me? The problem is that I'll be staying in private hotels while in US and I don't think its reliable to have my card delivered to them (since I don't know them personally).

A:
The plastic ID cards are optional, you do not need them for claims to be filed by yourself or the provider. Providers in the PPO directory are contracted to direct bill. However, any provider can demand payment at the time of service and have the insured file a claim, regardless of having plastic id cards. If you need any further assistance or have any additional questions, please let us know.
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Q:I am going to travel to New York at the end of may/2018 with my family and would like to contract the Atlas Premium America Health insurance. I've read on the website there are some Geographic Restrictions related to Physical Presence at time of application in New York. Could you please clarify what that means and if the coverage includes New York?

A:
As long as you purchase it before arrival in NY, you are eligible. You can purchase it online at here.
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Q:I am US citizen 67 years old living in India and from India traveling to Prague and Vienna from May 9th through 19th May. Looking for insurance for this period, but don't know which plan I should choose. Could you please advise?

A:
You can consider purchasing Atlas International. Should you have any additional questions please let us know.
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Q:I am on a J1 visa and my boyfriend is on a visitor visa. We are planning a trip to Las Vegas from India, what plans could we purchase?

A:
Your boyfriend can purchase any plan from the visitors section while you will find the plans for you under the J1 section. If you need additional assistance please feel free to contact our office.
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Q: I am applying for short term tourism visa to Reunion Island and need to purchase travel insurance. Does the schengen travel insurance apply to this? Do you have special travel insurance dedicated to Reunion Island?

A:
Thank you for contacting Insubuy for your insurance needs. Yes, the Schengen Visa Section will be the appropriate section for travel insurance for this destination. There isn't a specific plan for that destination. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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