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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Insurance plan for travel from Chile to Austria What is the cost of insurance plan for trip for my sun . He will go to Austria from August 25, 2008 (from Chile to Austria) until July 4, 2009.He has 18 year old. He will go to study in Viena, Austria. February,15 of 1990 is the borne date. What is more useful plan for him and what is the cheaper insurence plan? Who is your representative in Chile? Is better buy the insurance plan whith you or with your representative in Chile?

A:
You can consider buying Atlas International at /atlas-international-insurance/
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Q:Need formal budget for Venezuela permission for insurance I very ineterested to buy an insurance with you (see attachment) however I need a printable (formal) budget to be presented to my goverment. This is because we have some goverment exchange control rules in Venezuela regards

A:
Here is an invoice along with a sample confirmation of insurance for the Visit USA insurance. Let me know if you need anything else. You can buy it online at /j1-visa-health-insurance/ I would like to buy the insurance (as mentioned in a previous email) but given Venezuela money exchange restrictions I cannot buy it online. However I can pay using my credit card if you send a form for doing that. regards There is a paper application available for each plan at /j1-visa-health-insurance/ You can specify the credit card there. Or you can pay with the certified check or money order. Pelase let me know if you have any other questions.
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Q:Insurance for visiting parents - Have green card Hi, I would like to know more about taking insurance for my parents who are visiting us on August 15th, both are green card holders and planning to stay for 1 year with us. They are 61 years old and please help me to choose a better coverage for both of them with less payment. thanks

A:
Thank you for your interest in purchasing insurance for your parents. You can consider purchasing Patriot America for your parents, available at /patriot-america-lite-insurance/ To understand how it works, please look at /patriot-america-lite/health-insurance/ Please let me know if you have any other questions.
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Q:Credit card rejected for Patriot Exchange Insurance I’ll work in USA for two years starting from Oct 08 and I am looking for insurance for me and my family. I found your patriot exchange insurance and I tried to apply on-line. However, the transaction is not complete. Can you please advice about an alternative payment method. Hereunder is application review as copied from your web site.

A:
As you need the proof of insurance right away, the best method is to apply online at /j1-visa-health-insurance/ If your credit card is being rejected, call your local bank (that issued the credit card) and ask them to manually authorize it. When the purchase amount is large, some banks reject it assuming that it may be a fraud. Once they authorize it, try again and it would go through. You can also call us and do it over the phone. However, if your bank is blocking the transaction, we would get the same error. Please feel free to contact us at any time if you have any other questions.
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Q:Schengen visa insurance Where can I check that your insurance coverage the minimun Schengen`s request? And print it. I need know that the travel health insurance coverage more than 30,000 euros, including emergency and hospital treatment AND REPATRIATION. In addittion, I need a insurance that DO NOT HAVE DEDUCIBLE, because this is another condition as well.

A:
Please look at /schengen-visa-insurance/ All the plans listed there meet all the Schengen visa requirements, listed at /schengen-insurance/ First of all, thank you for your answer. However, I mean is about the coverage for the differents plans that this link /schengen-visa-insurance/ gives me. In fact, you offer several insurance: Atlas International, Patriot America and Protection America, each one have different price but I WANNA KNOW WHICH ARE THE DIFFERENTS BETWEEN THOSE. I don`t know I looking for a link that gives me specifics details around each plan IN EUROPE. Hospitals, adress of the representative office company in Europe, etc. The Schengen request are clear about deductibles. But if you say that you follow those request, Why your plans start with this condition?? I`m Colombian citizens, but my current adress is in Perth - Australia, so, I don`t depart from my Home Country. However, in case of REPATRIATION your plans must show me that their can do the respective process towards BOGOTA - COLOMBIA. Thanks for your information. Regards, 1. All the plans listed in that section meet the Schengen visa requirements. We have been selling Schengen visa insurance for Europe for many years. There is no requirement of $0 deductible set by government. However, if you like you can certainly choose $0 deductible as it is available. 2. In order find the differences between these plans, you just check the boxes next to each plan and hit 'Compare' button. 3. I don't understand your following statement: >>>> The Schengen request are clear about deductibles. But if you say that you follow those request, Why your plans start with this condition?? >>>> Deductible is the same thing that people call 'Excess' in countries like UK, Australia. 4. That's fine. Just put the date you would like to start the insurance from. 5. Repatration of remains are covered in each plan. Look at the brochure to confirm that they do. Please let me know if you have any other questions. De todas formas queria conversar contigo este email, pero pues bueno ahora simplemente te lo envio. Eran unas dudas que yo tenia acerca del seguro y que me respondieron. I am sorry. I can't understand Spanish. Please send me your email in English.
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Q:Health insurance for exchange visitor Dear I’ll be in USA for two years starting later this year with J visa. I am looking for health insurance for me and my family. The plan should fulfill J visa requirements and should be comprehensive. The minimum plan coverage should be 100000 per person and there should be no copayment and deductable. Also, advice if the plan include medication. Thanks

A:
Please look at Patriot Exchange Program at /patriot-exchange-program-insurance/ It pays 100% up to the policy maximum after $100 deductible/incident. It meets all the requirements of J1 visa insurance, listed at /exchange-visitor-insurance/ Please that there is no insurance plan that has no copay and no deductible and those are not the requirements of J1 visa insurance. You can also look at Visit USA-HealthCare, at /visit-usa-insurance/ Please feel free to contact us at any time if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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