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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Is there any exact dental insurance in Inbound USA which can cover the fee of dental treatment? And what is the price of this insurance?

A:
No, there is no dental insurance for visitors to the US. We have Careington Dental/Vision Discount plan depending on your state. With Careington you would pay a discounted amount for dental services. If you have any additional questions please feel free to contact our office.
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Q:I'm writing to inquiry about the insurance. I have purchased the plan C of Inbound USA. I feel a little pain of my tooth, maybe is dental caries, so I plan to have a check. Would you please tell me whether the insurance will cover this fee or what kind of the service will be covered? In addition, one of my tooth was extract. If I want to implant a tooth in a hospital, what kind of service will be covered by the insurance? I would appreciate if you can help me to clarify the policy. Looking forward to your reply.

A:
The plan you have is a medical plan so doesn't offer coverage for dental treatment. The only dental type coverage your plan offers is injury to sound, natural teeth. For example, if you are in an accident and you have an injury to your teeth then the plan would allow up to $550 which is the fixed amount from your schedule of benefits. For the pain that you have mentioned you would have to pay out of pocket for the services related to this situation. If you have any additional questions please feel free to contact our office.
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Q:My father has cancer and we are looking to have the coverage in the US for his treatments. Do you offer such plan?

A:
There is no insurance for an international visitor which covers cancer if he is already having cancer. Are you looking for dr. visit, second opinion or treatment? If you call our office we may be better able to assist you. Below article may be useful to you. Please read using link here. If you have any further questions feel free to contact us.
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Q:I would like to receive a quote for 120 days of *basic* no-frills travel insurance for our trip to Portugal in mid-August (for Schengen Visa)? For my wife and I (I am American, 62 years old and my wife is Brazilian, 61 years old), currently living in Thailand. The sum insured has to exceed 30.000 Euro per person.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan for $50k. Which meets all visa requirements. Please choose $0 deducitble. You can also find many Schengen visa insurance here. Please get separate quote for you and your wife because of Citizenship. Please feel free to contact us if you have any further questions.
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Q:My Indonesian wife requires travel insurance as part of her Schengen visa application (main destination: Spain). She will be about 28 weeks pregnant at time of planned travel. Will this affect her travel insurance? We would be fine with an exclusion of any costs related to her pregnancy.

A:
Thank you for contacting Insubuy for your insurance needs. The pregnancy will not affect the travel insurance coverage. The plans are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy, and will exclude pregnancy coverage. As long as you do not reside in the states of NY, MD or WA you may purchase the Atlas International plan for her. You may also contact our office at (866) 467-8289 with any questions. If we can be of any further assistance please let us know.
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Q:I am a 21 years old student from Pilsen, Czech republic. I will be spending the next 7 months (from may 24th to November 31st) in New Jersey, USA working. I am diagnosed with illness called "colitis ulcerosa". The illness is currently suppressed and I take pills to keep it so. Anyway, if the illness got worse, I would need to get blood test done. So I want to ask you if it is possible to get a health insurance, that would guarantee me getting blood tests done at no cost?

A:
There is no such plan available.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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