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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Looking for robust insurance coverage for parents - aged 72 and 76, that would also allow for doctor's consultation/check ups during extended visits. Please advise

A:
There is a plan available to visitors called Visitors Protect that will cover pre-existing conditions and would be ideal at their age,
{{currentOrigin}}/answers/visitor-insurance/looking-for-robust-insurance-coverage-for-parents--aged-72-and-76-that-would-also-allow-for-doctors-97431/

Q:In the event of any requirement, will the company settle the claim with the hospital or the visitor needs to pay and claim reimbursement

A:
Direct billing is up to the individual medical provider. They will either direct bill the insurance company, or have you pay for services up front and file a claim for reimbursement. As long as the treatment or services provided were for a covered expense under your plan, you would be reimbursed up to your plan's benefit levels. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/claim-hospital-visitor-reimbursement-56916/

Q:i want to have cashless medical treatment and hospitalisation in usa mainly in st. louis missouri. my age 65 and my wife 56

A:
Direct billing for services is up to the individual medical providers in or out of network. If you go in for treatment or services for a covered expense under a plan, the provider will either direct bill the insurance company, or will have you pay up front for services and file a claim for reimbursement up to your plan's benefit levels. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/travel-health-insurance/cashless-medical-treatment-hospitalisation-usa-28641/

Q:Hi,I hope my email finds you well.I am writing this email to inquire about the form / process in submitting claims for a Trip Interruption which is covered on my travel insurance. Please give advice. Thank you.Nicanor

A:
You would need to contact the claims department for your policy directly for assistance. Their contact number would be located on your ID card. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/trip-cancellation-insurance/submitting-claims-trip-interruption-travel-insurance-96131/

Q:i need a quote for 65 male visiting USA - Texas - zip code 76018.With the provider list / link

A:
You can get quotes for Visitor plans through this quote link by providing some additional information: /visitors-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/quote-visiting-provider-46267/

Q:this insurance will be accepted by any provider , is there is a list for provider

A:
Networks are plan specific. If a plan has a network, it will list that information within the quote, or through that plan's Benefits Link. Accepting the insurance is up to the provider, not the insurance company. If you locate an in network provider, they may state they do not accept the insurance. This would mean they do not want to direct bill the insurance company, and instead want you to pay them up front and file a claim for reimbursement as long as the services were for covered expenses under your specific policy. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/this-insurance-will-be-accepted-by-any-provider--is-there-is--a-list-for-provider-41777/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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