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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I found out the requirements of the university, and looking at the page you emailed me I don't think I will be able to get one of the affordable options. However, you know better and you might be able to suggest something. I am looking to have an insurance from January 15 to April 30. Please let me know Minimum coverage of $100,000 USD for both accident and illness. If you take a policy with a deductible, this must be less than $500 per individual. Hospitalization must cover a per day minimum of $1,100 USD and ICU charges of $1,500 USD per day. Co-insurance of 80% in network and 75% out-of-network (can be lower for domestic students). Policy should cover the following: Physician office visits. Preexisting conditions. Mental health Maternity For international students (F and J visa holders), the policy should include benefits of $25,000 for repatriation and $50,000 for medical evacuation. All dependents must be covered.
Q:Hello, Planning to get insurance for my dad visiting. He is 80 and is diabetic (type 2) Waiting for visa now. Question is, is there anything you need from my dad's side? Thanks
Q:I am looking for an insurance that will meet those requirements the school requires. However, please find here attached the complete document here
Q:Can she not get a long term plan through your company because she had a Patriot plan after arriving in the US?
Q:I just purchased medical travel insurance, I was wondering if you can issue a letter from your insurance company stating that we will be covered for any medical, hospitalization and repatriation expenses (the three words must be written).
Q:Please suggest me an insurance plan with following requirements The following types of insurance plans/programs are not acceptable and will not be considered: Insurance plans that are called Travel Insurance do not provide acceptable coverage and may not be used for insurance coverage while at SCU. Short Term Medical Plans that are available to purchase on a weekly or monthly basis are not acceptable coverage and may not be used at SCU. Socialized medicine policies, including Canadian policies are not acceptable as insurance coverage while at SCU. International insurance plans that are underwritten in a country outside of the United States are not acceptable as insurance coverage while at SCU. California Medi-Cal health plans that do not have assigned benefit coverage in Santa Clara County. Your Medi-Cal must have assigned benefits in Santa Clara County. Out-of-state Medicaid insurance does not cover students in California and thus is not eligible coverage to complete the Waiver.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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