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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:If I want to get comprehensive plan please let me know what is the deductible

A:
You may select the deductible within the quote and the application. Typically they are anywhere from $0 - $5,000. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:We have a family visiting from Brazil. One of the family members has hemophilia. He is bringing 3 months of his medication but may need to get more here in the US if he stays longer than the 3 months. Is there a policy that would cover his medications and/or any issues that come up with his hemophilia while he is here?

A:
Unfortunately, there would not be such coverage available. The plans are designed to offer the coverage for new illnesses and injuries that are contracted after the effective date. They will exclude pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:We are a Husband and wife aged 65 and 63 years without any significant preexisting illness. We keep traveling between India and USA with stays lasting 30 to 45 days. We are Permanent residents as well. Need travel health insurance to cover our stays.Please suggest

A:
The recommended plan for him would be the Patriot America Plus plan. As long as his primary residence is outside the United States, he may purchase the coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:I understand that your policy would not cover pre existing conditions but Would Medicare part A cover my pre existing conditions and would you ins cover me for anything new as I am 82yrs of age

A:
We would be unable to advise regarding medicare, as it is not a product we offer. The plans offered on our website will allow the coverage for new illnesses and injuries contracted after the effective date of the policy. They exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions you may call our office at +1 (866) 467-8289.
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Q:I am looking for travel insurance that will cover expenses due to contacting covid 19 while on vacation and then have to be under quarantine in the foreign country for an extended time.

A:
Please view and quote insurance plans in the COVID-19 Travel Insurance with Quarantine Coverage section of our website to acquire the appropriate coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Interested in StudentSecure Budget program for my son from Guatemala, starting to attend Blinn College in Texas. How can I find out the PPO list for this area?

A:
You may search the PPO Network for the StudentSecure plan here. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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