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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am on a CPT right now. So I want to buy a health insurance policy for myself. Can you please help me regarding that?

A:
If you are on a CPT it is advised to run quotes under our OPT quote screen to see what is available to you. If you have any questions about individual plans please reach out to our office at 1(866)INSUBUY (4678289) and a live agent would be happy to assist.
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Q:My son ,daughter in law and their 6 month old son will be traveling to and staying in China for 3 months. Is it necessary/recommended to have both a separate medical plan and a travel plan? Thank you!

A:
If the minors are traveling by themselves with no accompanying adult on the policy you will have to buy separately. If the plans are separate you will pay the same as if you had both of them together.
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Q:During my visit to US, I have visited urgent care due to shoulder pain.Now I received statement to make payment of 626 USD.Not sure why they charged toomuch.Can i submit claim .Please advise

A:
Please refer to the My Account section of the website, where you can find claim forms and additional information on how to file claims. You are also able to contact the claims department directly by calling the number listed on the back of your ID card.
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Q:I just came to the US on an H-2B visa. Which health insurance would you recommend for me?

A:
If you are eligible to receive insurance coverage from your employer or sponsor, it is recommended to do so. However, Safe Travels USA Comprehensive is a recommended plan for an individual temporarily in the US. If you would like to check multiple options you can see Visitor to USA to run a quote. If you have additional questions please let us know.
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Q:Hi Trying to buy travel health insurance for my parents. Is there coverage in Massachusetts

A:
Yes, there are many plans available to travelers visiting Massachusetts. By going to Visitor to USA you may see the different options that are available to you. If you have any additional questions please let us know.
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Q:Do you insure British travellers visiting family in the USA coming and returning to the uk.

A:
Yes we have plans available under our visitors to USA seccion If you can enter your information in this link we can quote all our available plans. Visitors to USA: /visitors-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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