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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a naturalized US citizen living in the United States permanently. I am interested in purchasing an insurance for repatriation (mortal remains) for myself to allow repatriation to the Philippines where my relatives reside. Kindly advise which insurance plans would best suit my needs.

A:
There is nothing that we can offer you for this situation.
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Q:Owning to the spread of the CoronaVirus outbreak, I'd like to buy medical insurance that covers this disease. I just graduated this week from UCSD, 26 yrs old, from Taiwan. I hope it would come with an affordable price and reasonable coverage. Please let me know if you need any info from me.

A:
Thank you for your interest in purchasing insurance through us. There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. Please read Coronavirus FAQ for Travel medical insurance here. You can get quote online in out International Student Insurance section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any additional questions.
{{currentOrigin}}/answers/international-student-health-insurance/insurance-for-international-student-with-covid-19-coverage-76728/

Q:My wife and I are China citizen. We arrived Los Angeles on 2/2/2020, plan to depart USA on 4/18/2020. I would like to buy health insurance today. But can you confirm if the health insurance for foreigner covers COVID-19?

A:
Thank you for your interest in purchasing insurance through us. Please read the more about COVID-19 Coverage and get quotes on our website accordingly. Please feel free to contact us if you have any additional questions.
{{currentOrigin}}/answers/visitor-insurance/covid-19-coverage-in-visitor-insurance-57541/

Q:I'd like to get a quote of health coverage for my wife as an immigrant who will travel to US w me at the end of this year. As of now, NVC has not issued a Visa for my wife, so I don't have a definite date of travel to US soils. Please give us a quote of 30 days plan for the zip codes of 30253 (Henry County) and 70754 (LIVINGSTON).

A:
Thank you for your interest in purchasing insurance through us. You may view plans and get quotes in the New Immigrant section on our website. Let us know if you have additional questions or need further assistance
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Q:The insurance I am looking for my mom who is travelling on an immigrant visa. She was born in 1962 and doesn't have any pre-existing condition.

A:
Thank you for your interest in purchasing insurance through us. Please visit our New immigrant section of our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. This insurance will be secondary to any other insurance she has. Please review the certificate wording and feel free to contact us if you have any additional questions.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/health-coverage-for-immigrant-visa-11914/

Q:My mom is visiting us on B2 visa. She came here on Feb 5th. We wanted to buy insurance for her among this unforeseen circumstances. 1) Can she get coverage(Visitor's insurance) even though she has already reached US. She doesnt have any preexisting condition. 2) What are the best comprehensive plans? What can be the policy max? Can you please provide a table of policy max vs policy cost? 3) Are comprehensive $0 deductible and 100% copay?

A:
1) She is able to purchase insurance even if she is already in the United States. 2) You can use the following link take a look at the available plans on the website. You will be able to select the policy maximum as well as the cost after generating a quote. You can find the in the Visitors to the USA section. 3) This is an option on the comprehensive plan options.
{{currentOrigin}}/answers/visitor-insurance/visitor-medical-insurance-for-visitors-needing-medical-coverage-77711/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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