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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I'm currently an F1 student at the University of San Francisco and my health insurance is cover by the Aetna network. I'm looking for a cost-effective alternative from Insubuy and would like to opt into the Exchange Guard offering.
Q:Hi, I am looking at the visitor medical insurance, and I have a question. For "VisitorSecure" plan, I saw I can choose Deductible as $0, $50 or $100 (assume I choose $50). However, when I see the details of this plan, for example, I saw Physician visit is - up to $70, max 10 visits. So my question is - let's assume I go to a Physician visit - Should I just pay the $50 deductible amount and the insurance will cover the remaining, or the insurance will pay the first $75 and I need to pay the remaining? Thank you!
Q:Does Atlas Essential America cover psychiatric medications?
Q:I will be departing to Delhi, India on January 1, 2019 and return to San Francisco on January 17, 2019. Our group leader suggested to all members to purchase medical insurance during our stay in India. I am looking for a comprehensive medical insurance with a $250 deductible. The tokio Marine HCC underwritten by Lloyds. I did not see this on the website. Please advise.
Q:We are interested to purchase a health insurance policy for 84 year old male (DOB 07/01/1934, Indian citizen) from 12/10/18 to 05/30/2019 for visiting USA. We are interested in Safe travels USA comprehensive or Safe travels USA cost saver. If possible, Please provide me both quotes for Max limit of $50,000 and deductible $1,000. Also let us know, any restrictions are there for these policies if we need to cancel after few months.
Q:My family and I are traveling back to the US for the holidays. My family and I live in China and we have worldwide insurance, but it excludes the USA. My wife is currently 5 months pregnant. She is a Romanian citizen and I am a US citizen as well as my son. Do you offer any insurances that cover complications during pregnancy? If yes, which ones? If no, can you please recommend what we can do?
Can't find answers to your questions?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More