There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My original insurance policy was for 1 year, and is coming to an end. I would like to extend it just for 4 months - is that possible? Thanks

A:
You may extend coverage for your Patriot International plan through the MyAccount section of the website by logging in using your certificate number and date of birth. Alternatively, you may call our office at (866) 467-8289 to extend the coverage over the phone
{{currentOrigin}}/answers/international-travel-insurance/patriot-international-extension-through-myaccount-21805/

Q:Help on the following clauses and Quote thereon. (a) Coverage Amounts. During the Term and for 2 years thereafter, Vendor shall secure and maintain in full force and effect the following policies of insurance: (i) a standard policy covering the obligations of Vendor for worker's compensation insurance pursuant to the laws of all applicable states; (ii) bodily injury liability insurance in the amount of $1,000,000 per occurrence and with aggregate coverage of $3,000,000; (iii) property liability insurance in the amount of $1,000,000 per occurrence with aggregate coverage of $3,000,000; and (iv) errors and omissions coverage in the amount of $1,000,000 per occurrence with aggregate coverage of $3,000,000.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. We are not sure exactly what plan or quote you are referring to based on the information provided. If you provide the name of the plan or quote ID we may be better able to assist you. We will be sure to also email you for this information so we may better assist you. Alternatively, you may reach out to our office to speak with any of our licensed representatives at (866) 467-8289.
{{currentOrigin}}/answers/other-insurance/workers-comensation-insurance-information-86332/

Q:We have bought an Tokio Marine HCC MIS insurance before March27 2020. And coverage upto May3rd. Due to cancellation of International flights, we couldnt travel back to India and hence continued to stay in USA and extended our coverage beyond May3rd. Will the insurance cover now for Coronavirus.

A:
Thank you for contacting Insubuy. Unfortunately, the plan you currently have will not provide coverage for COVID-19. For anyone that purchased the insurance up to March 27, 2020, they had coverage for COVID-19 for a maximum of 10 days since the CDC issued a Level 3 Travel Warning. You may purchase a plan such as the Safe Travels USA Comprehensive. Under this plan, there is no exclusion for COVID-19. If someone were to contract the virus after the effective date of the policy, it will be treated as any other medical expense.
{{currentOrigin}}/answers/visitors-insurance-usa/coverage-for-coronavirus-with-existing-visitors-insurance-79598/

Q:I have a cousin flying into USA on a tourist visa, she will be staying in NY for 2 months . Can you please recommend proper coverage for her medical. Thank you

A:
If your cousin is visiting the US on a visitor visa we have numerous options that may be available to her. The recommended plan for a visitor to the USA, given the current situation with COVID-19, would be the Safe Travels USA Comprehensive plan. The plan will all coverage for any new illness or injury that manifests after the effective date, including coverage for COVID-19. The plan, like any other visitor insurance plan, will not allow coverage for things related to pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance you can reach us at (866) 467-8289.
{{currentOrigin}}/answers/visitors-insurance/safe-travels-usa-comprehensive-medical-coverage-for-covid-67710/

Q:My flight ticket was cancelled by the airlines because of COVID-19 situation. Can I file a claim for it under my Patriot America Plus plan?

A:
The Patriot America Plus plan would not allow coverage in the case of this as it is not a trip protection plan and offers medical coverage for new illnesses and injuries that manifest in the body after the effective date of the policy. It should also be clear that the plan does not offer coverage for anything related to a known pandemic (such as COVID-19), as it is excluded under the coverage of most visitor health insurance plans. For more information you can read here. Should you have additional questions please call us at (866) 467-8289
{{currentOrigin}}/answers/visitors-insurance-usa/patriot-america-plus-trip-interruption-benefit-for-covid-reasons-66788/

Q:Does the short-term insurance covers treatments to COVID-19?

A:
There are a number of plans that offer the coverage for COVID-19, but it depends on your legal status to determine what plans are available to you. You can read more about the available plans that offer COVID-19 coverage here. Should you have questions or wish to speak with an agent you can call us at (866) 467-8289.
{{currentOrigin}}/answers/other-insurance/medical-insurance-coverage-for-coronavirus-69240/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More