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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I plan to buy medical insurance which meet my university's requirements. I'm holding F1 VISA. The requirements as follows: Does the policy offer adequate provider care within a 50 mile radius of the campus of enrollment? Does the policy have a deductible of $500 per accident or illness or less? Does the policy have major medical benefits of at least $500,000 per accident or illness? Does the policy provide a minimum of $25,000 for repatriation of remains and $50,000 medical evacuation to the home country? Are medical expenses for pregnancy, childbirth and complications of pregnancy treated as any other illness under the policy? Does the policy offer Prescription Medication coverage (after co-pays) with a minimum of $500,000 per insured per policy year? Is coverage valid from either January 1, 2018 or the first day classes begin at Virginia Tech until July 31, 2018 or, if graduating, the last day of the month of the student's graduation? Does the policy cover Outpatient and Inpatient Mental Health Care as any other illness? This policy has no internal caps coverage, including services, treatment or surgery. This policy has no pre-existing condition waiting period. Please help me and recommend me an appropriate health insurance. Thanks! Please reply me ASAP.
Q:I am a Harvard Law School student with F-1 visa. I am looking for an insurance for my wife with a dependent visa F-2. I have several questions as below. 1. Would there be any insurance that covers pregnancy for my wife? 2. Although my wife is not yet pregnant right now, would it be possible to purchase the insurance even after she is pregnant? 3. Is it possible to only purchase the insurance for one or two month? Or is there any minimum period to purchase the insurance? I would appreciate if you could recommend any insurance that could cover pregnancy for a short period including the rate information.
Q:I used your site to get a quote. I tried two different times: when I entered my citizenship as American but country of residence as South Korea, there were no results. When I tried again, using the link you sent, the results gave me the Diplomat America plan, but the United States is listed as an unavailable home country under that plan. From your site, you have no plans for my specific situation. Is that correct? I'm concerned about what you suggested, which is using my Korean address as my home address, because as the United States is my home country, if I purchase insurance using my Korean address, wouldn't that render the insurance invalid?
Q:I am a U.S. citizen who has been living in South Korea for the past 3 years. I am traveling to the United States this Saturday (1/27) for 5 weeks, and I would like to purchase travel insurance for the duration of my trip. I have a permanent address in the U.S. and I am not a South Korean resident. Do you have a plan that would cover my situation?
Q:I want to buy a health insurance for a J2 visa of the university of Houston The minimum provisions of the university of Houston is as follows 1 medical benefits of at least $100,000 per person per accident or illness a maximum $500 deductible(amount you must pay)per accident or illness repatriation of remains in the amount of $25,000 and expenses associated with medical evacuation in the amount of $50,000 I am looking forward to hearing from you
Q:I'm an Egyptian 34 year old female resident in Kuwait. I am 10 weeks pregnant and I want to deliver the child in the USA. Is there any insurance policy available to cover the delivery and any health care for family?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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Most schools require international students to purchase health insurance.
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