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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I want to make an insurance to my wife,and she is a pregnancy,and her visa is avisitor( what Means,she needs a temporary insurance). So please informed me if visitor insurance on your company covers like this case or no. And if isn't cover, is there other insurance for this case

A:
There are no plans on the market that will cover any cost related to maternity. Any maternity related expenses (birth, delivery, routine visit, sonograms etc.) will be at your own expense as there is no plan that will cover any related expenses for a visitor. Please review the link an FAQ about coverage a maternity for a visitor in the United States. Pregnancy / Maternity Coverage FAQ
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Q:I visited your website and I am thinking you offer options for what I need. However prefer to clarify. Since there are many options listed and not sure which is best for my need. My dad who is 71 years old is coming to stay with me for the holidays. I live in Mason Ohio-zip code 45040. Would like to know what is included in the coverage amount? I mean type of incidents? If all the hospitals or medical centers take your insurance? What are the restrictions? Any formal documentation you can provide this way. And if we like your insurance. What are the steps to follow so my dad has his in the moment he arrives to USA. That would be December 14.

A:
The plans will cover any new illness or injury that occurs after the effective date of the policy. The plans do not cover any pre-existing conditions, preventative care or routine maintenance. To know what hospitals or medical centers are in the PPO network then we would need to know which plan you are planning to purchase. In the details section it will say direct billing through and then the name of the network. You can click on the network to search for providers for the plan you are interested in. You can also see the certificate wording in the same details section for the plans. You can purchase the plans online or over the phone, it will be the same process and same cost. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/visitor-health-insurance-with-ppo-networks-88599/

Q:I was applying for the insurance at your site but am a bit confused at the prompt. Since I will be travelling to 3 different countries in my euro trip. Should I give my destination as the first country I am visiting or the country with the maximum stay or something else?

A:
Thank you for your interest in purchasing insurance through us. Which consulate are you going for the visa? Please enter that country. You can finish application here. Once you purchase the insurance will receive confirmation by e-mail. Which will have a link to print id card and visa letter.
{{currentOrigin}}/answers/visitors-health-insurance/multiple-destinations-for-international-travel-75277/

Q:I'm interested in health insurance. The site show a price of $460.04. Is this price is for the entire period or per month? A screenshot of the quote is attached.

A:
That amount is for the full duration. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitor-insurance/daily-rate-based-on-age-in-visitor-medial-insurance-25261/

Q:I'm interested in High Limit Accident Insurance, but I couldn't understand if this insurance has a deductible cost. I'll be waiting for your answer, because I want to go abroad with my insurance ready.

A:
For High Limit Accident insurance there will not be any deductible. For Medical you can choose the deductible. If you are planning to purchase High Limit Accident. Please fill the application, payment authorization and send it to us so that we can process the application. For medical you can also purchase either International Major Medical or Patriot America plan whichever plan you prefer. For purchase online please use the links above. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/other-insurance/high-limit-accident-insurance-health-insurance-76929/

Q:I will be moving to the US in January with an investor Visa. i will become an employee of my own company, and will definitely need insurance. What is the best option? We are 2 business partners, and we will have additional employees during the first 2 years

A:
Thank you for contacting Insubuy. As per our conversation, we will recommend purchasing the Patriot America Plus for you and your business partner. We have sent you a quote based on the information provided. In the future if your visa status in the U.S. changes please contact our office to validate the you are still eligible for the plan recommended. If you have any additional questions please let us know.
{{currentOrigin}}/answers/new-immigrant-insurance/insurance-options-for-the-self-employed-65130/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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