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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for insurance for my parents for my parents, who hold B-1 visitor visas. They have been staying in the States for a while. They currently don't have any insurance coverage here in the States because they didn't know there was an option to buy with Insubuy. But I heard some rumors saying that some insurers are not covering any treatments related to the novel COVID-19 epidemic. So I just want to make sure they are buying something that's really useful.

A:
Coronavirus exclusion is based on the destination (host) country and impacts members who travel to destinations (host countries) after travel warnings have been issued. Individuals traveling to the US or other countries where travel warnings have not been issued are not impacted by the exclusion. However, this is a rapidly evolving situation. Make sure to confirm the most current information before making any decisions. You can purchase any of the plan below. - Atlas America - Patriot America Plus - Safe Travels USA Comprehensive
{{currentOrigin}}/answers/visitors-medical-insurance/covid-coverage-exclusion-in-atlas-patriot-america-safe-travels-usa-comprehensive-visitor-plans-21485/

Q:I'm thinking of purchasing the safe travels first class insurance for an upcoming trip. Is there a deductible for any of the claims that can be made?

A:
There will not be any deductible in trip insurance. Here is the plan benefits link for Safe Travels First Class plan, You can also review the policy certificate wording for the plan. Please feel free to contact us if you have any additional questions.
{{currentOrigin}}/answers/vacation-insurance/deductible-in-safe-travels-first-class-trip-insurance-73453/

Q:I want to check in regards to travel insurance for Latin America interns heading over to ASEAN countries for internship. Do let me know if you offer this and how do I wok with you guys?

A:
Thank you for your interest in offering our insurance. Yes. We have many insurance plan which you can offer to your clients who needs coverage outside their country of residence. Is there any insurance requirements that needs to meet? If yes, can you please send us the insurance requirements in pdf attachment? Meantime, please visit our travel outside USA section to find some plan, We will send you paperwork. We will make website for you so you or your client can purchase the policy on your website.
{{currentOrigin}}/answers/international-travel-insurance/travel-outside-usa-plans-for-travelers-70932/

Q:We are planned to go to Seattle, so we are planned to make travel insurance. How long it take to make travel insurance. We may stay 5 months in Seattle

A:
You can purchase the insurance online in the Visitors to the USA section. The insurance can be effective as early as the next day or any future date you specify. It will take only a few minutes to complete the purchase. If you have any questions, please feel free to contact us at any time.
{{currentOrigin}}/answers/visitors-insurance-usa/travel-medical-insurance-for-travelers-on-a-visitor-visa-75618/

Q:My husband is in the process of obtaining his residence. However he is currently in the US without a current valid status. Would he be eligible for any of your plans? If so what would be the cheapest? He is in good health. We reside in Illinois.

A:
The plan that he would be eligible for is our short term domestic insurance.
{{currentOrigin}}/answers/other-insurance/insurance-without-current-valid-status-18513/

Q:Hello, is there a refund period after I purchase an insurance plan? I'm interested in purchasing the Safe Travels USA Comprehensive plan.

A:
Please look at the refund policy for safe travels plan at /cancellation/safe-travels-usa-comprehensive-insurance/ You can purchase plan using link below /safe-travels-usa-comprehensive/visitor-medical-insurance/
{{currentOrigin}}/answers/visitors-health-insurance/insurance-purchase-refund-cancellation-40866/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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