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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am an American applying for a Schengen visa in the Czech Republic. They require that the insurance policy: "must not exclude coverage for injuries and damage caused by the applicants intentional acts, injuries and damage caused by fault or contributory fault on the part of the applicant, and injuries and damage caused by the consumption of alcohol, narcotic and psychotropic substances by the applicant." This seems to be the case, but I would like to confirm this with you before accepting the agreement and paying for the premium. Thank you.
Q:Is there a difference between Patriot America Plus and Patriot America which is shown in the quotes?
Q:Your format to buy won't allow one way input? How can I obtain one way, multi flight insurance, i.e. First flight 5/16 Hi to Ca. Arrive 5/17, on Hi air, CA. To N.J. 5/18. on United. Please advise.
Q:I am on J2 visa status in the US (residing in Texas). I am holding valid EAD and have health insurance (medical, dental and vision) through my employer. However I noticed that I need additional coverage (please see slide #4 on the attached document) in order to be in compliance with J1/J2 visa holder requirements. Would it be possible to provide me with the quote and advise how should I proceed? Thanks for your help in advance. I need this coverage start immediately till minimum end of July 2019, potentially will be extended till end of November 2019. I need $100k for accident or illness its mandatory to have this coverage as per the document I sent with my original email. Also deductions should not be more than $500.
Q:Hello. My wife and I are looking at Atlas International Travel comprehensive insurance and were trying to confirm whether the policy covers damage to a rental vehicle in the event of an accident. Can you confirm if the policy covers damage to a rental car in the event of an accident? I was not able to find it called out in the policy details. Thank you.
Q:My mother is a US citizen. She lives in India, and is planning to visit USA and UK for 4 months.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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