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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like to know about Health Insurance for New Immigrants with Green Card for family.

A:
We have many insurance plans for new immigrants. Please provide insured person age, arrival date in US, current residence state, legal status visa/green card, and any current or prior insurance. Once we receive this information, we would be glad to assistin finding plans that are available to you. If you would prefer, you can provide a contact # and time you would liketo be called to discuss options and we would be glad to contact you at your convenience. In the meantime, please visit New Immigrant section for you to review. Please let us know if you have any additional questions or need any additional assistance.
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Q:I am from Ecuador and am traveling to the US on a visitor visa. I need a health insurance for 26 days with this specifications. 1. $250,000USD accident and sickness medical benefits maximum. 2. Deductible $250USD to $500USD. Insurance company will pay 80% of the first $5,000USD of eligible expenses, and the 100% of the remaining Eligible expenses. 3. Emergency Medical Evacuation - $25,000USD 4. Return of Mortal Remains - $10,000USD 5. Emergency dental for accidents $500USD

A:
The comprehensive plans in the visitor to USA section of our website will meet your requirements. You would just pick the appropriate policy max when completing the purchase. We can send you some quotes if you provide the dates you need coverage, the state you will be visiting, and your age.
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Q:My husband will be applying for the Schengen visa and will be needing a travel insurance policy. We will be visiting France and Greece. Do we need 2 separate policy or one policy will cover all Schengen Countries?

A:
You would not need 2 separate policies. The plans located in the Schengen section of our website, cover for all Schengen countries. Each plan will have a link where you can view the sample visa letter and see how the letters are worded. When the application is asking your primary destination, you would list the main country you are visiting or the country of the consulate you are going to, to apply for the visa. I have attached the link to our Schengen plans below: Schengen Visa Insurance If you have any additional questions or need any further assistance, please let us know. You can also contact us directly at 1-866-INSUBUY to speak to a licensed agent.
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Q:India Insurance I have to travel a lot due to my work and now my company is sending me to India.I have heard that health problems occurred while you do visit these countries. So is there any Health insurance plan that could help me with my visit to that country. Thank you for your time.

A:
Thank you for your interest in purchasing travel insurance for your trip to India. We have many such suitable plans available. Please check out /travel-health-insurance/ You can instantly purchase online. You can also call our office and we would be glad to guide you. Can you please provide help with an international insurance agency that could help me with insurance plan before my travel to the country? Will this insurance conflict with my other insurances if I came back to my country after 6 months or a year. Thanks for Sharing. You can contact us at (866) INSUBUY and we would be glad to help you choose the right international insurance plan.
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Q:My wife and I are new permanent residents. We're Australians but we're relocating and will have our permanent address in the USA from February 18th of this year. Are we eligible for any of your products?

A:
There are plans your family may be eligible for in the New Immigrant section as long as you are not eligible for a long term domestic plan. The short term plans she is eligible for will cover any new illness or injury that occurs after the effective date. They will not cover any pre-existing conditions, preventative care, or routine maintenance. These plans are available only until you are eligible for a domestic insurance plan.
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Q:I'm thinking about purchasing Inbound Immigrant insurance for few month and I would like to know if I will be able to get the Form 1095 to prove that I was covered for these month for my tax filing purposes.

A:
Thank you for contacting Insubuy for your insurance needs. The Inbound Immigrant and other plans found on the Insubuy website are not ACA compliant plans and will not provide a form 1095B for tax related purposes. If you have any additional questions please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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