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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:need a travel accident insurance to Schengen area I am planing to travel in Europe in May 25-June 4 2016. so I need to have a short term travel accident insurance for apply Schengen visa. The insurance has to cover a 100% with no deductible or co-pays for minimum coverage of 30,000F (or its equivalent in USA) for medical emergencies and repatriation services. Do you have info for me for applying it?
Q:Information for Schengen Visa I am a non-U.S., non-Canadian citizen, and I am required to get a tourist Schengen visa for a trip to Europe. I need to buy Traveler's health insurance during my stay there. Do you offer such a service for non U.S./Canadian nationals? If so, can you please send me the website where I can purchase the right insurance for Schengen visa? Many thanks and have a nice day!
Q:Schengen Travel Insurance Hello I intend to buy a travel insurance policy to an Ukrainian lady going to visit me in south France this summer . 14 days July 12 to July 26 2016 How do I proceed? Thank you for telling me
Q:Insurance coverage for parents with pre-existing conditions Hello, my father is coming to visit me in US for about 6 months. He has pre-existing conditions such as BP, Diabetes, and he also had a by-pass heart surgery done several years back. He is healthy and stable and takes few medicines for diabetes and bp daily. I'd like to understand what insurance coverage is good. I am looking to buy Patriot America Plus that provides coverage for Acute Onset of Pre-existing conditions. Reading the details of the plan, it seems acute onset of conditions that are chronic condition and/or conditions for which regular medication is taken, may not be considered as Acute Onset, and may not be covered? What happens if my father gets a heart attack or a diabetic stroke. He has not had any of those in past, but what if those happen? I understand it all depends on medical history and case by case, but given the fine prints, does that clearly says NO you will not be covered here. Should I buy Patriot America Plus or not given the situation above. This is what it says in fine prints of Patriot America Plus: "Acute Onset of Pre-existing Condition: A sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs 1) spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent medical care; 2) after the Effective Date; and 3) prior to the age shown in the Schedule of Benefits/Limits. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. A Pre-existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or Treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. "
Q:Insurance plan change My name is Lijian Wan. I purchased a European travel insurance yesterday. But when I used the insurance to apply my Schengen Visa, it turned out that I bought a wrong one. The insurance should be non-deductible. I attached the requirement below: Travel insurance on one page. Please note, that an insurance card is not sufficient proof of coverage. If the insurance company cannot provide a letter covering below mentioned requirements, please find international insurance that does. Insurance is not required from the applicants holding a diplomatic passport. Name Validity for the entire duration of the journey Validity area: Schengen / EU / World wide The coverage of amount of approx. USD 40,000 (EUR 30,000) non-deductible. Must cover the following: - Medical expenses - Hospitalization - Repatriation for medical reasons and death Could you please help me change my insurance to another plan so that I can use it to apply my Visa. I will pay the price difference.
Q:Schengen Visa Insurance Good Day, I'm looking forward that you can address my inquiry for my future plans to travel in Norway as Visit Visa. The Norwegian Embassy or Consulate requiring me to have my Travel Insurance about 30,000 Euro to cover my Travel Visit in Norway for 70 days. I am planning to visit in Norway on October 2016 on-wards (before end of 2016). Thus, i am looking for insurance company that can accommodate and provide me insurance to complete my future application. I am Filipino, Philippine Passport Holder, but i am residing now in Doha State of Qatar for an employment. My sister in Norway will invite me for a visit and she can provide other documents needed. Kindly supply the below questions; Is your company can provide me to the said Insurance? How much it cost to cover the whole travel? Do you accept online transactions and payment via Credit cards? How long it takes the processing time and to complete the documents? Can i have the requirements needed for the application? I am looking forward to your favorable response. Many Thanks.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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