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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am going to be an international student from this September in UCI (CA). I am looking for the insurance plan meets the following minimum required coverages as cheap as possible: Unlimited benefit per Policy Year 1. The deductible does not exceed $75.00 per injury/illness 2. $ 50,000 Minimum coverage for Evacuation Expenses to your home country if necessary 3. $ 25,000 Minimum coverage for Repatriation of Remains to your home country in case of death

A:
Thank you for your interest in purchasing insurance through us. You can purchase Navigator Student plan with $0 deductible. Please review this and if you have any further questions feel free to contact us.
{{currentOrigin}}/answers/international-student-health-insurance/navigator-student-unlimited-maximum-43889/

Q:Are the Patriot Exchange Program, Student Health Advantage Standard and Student Secure Budget offered to both middle school student and high school student with F1 visa?

A:
The Patriot Exchange Program and the Student Health Advantage plans are the plans offered to both middle school and high school students. Student Secure plans start at high school.
{{currentOrigin}}/answers/international-student-medical-insurance/eligibility-student-health-advantage-and-patriot-exchange-program-37841/

Q:My son has an F1 visa and will be arriving in the US on 31 July. Jefferson Community College has a health care plan but I'm not sure that it covers him for the entire time that he's in the US. I'm still trying to get some answers from them about what he's covered for. We require a comprehensive insurance and preferably one where we don't need to pay an excess when my son makes claims. I look forward to hearing back from you.

A:
You can purchase Student Health advantage Standard or Platinum plan if there is no requirements from school. There is no plan exist that will cover 100% without any out of pocket from your side. Please let us know if you have any further questions.
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Q:I'll be in New York next week for about 12 days and I'm looking for a medical insurance. I've just a doubt, I'll be there for 12 days, but if it happens something that need medic care over the end date of my policy?

A:
Thank you for your interest in purchasing insurance through us. It will be covered as long as it's new sickness or accident that may occur after the insurance effective date. Please purchase some plan that is renewable so you can renew the policy if you need to extend your trip for some reason. Please visit our website an enter appropriate criteria. You will find many plans, narrow by with renewable feature and you can also compare them side by side.
{{currentOrigin}}/answers/visitors-medical-insurance/visitor-medical-coverage-38125/

Q:Does the sports rider in Patriot Exchange Program cover for middle school sports?

A:
There would be no coverage for a middle school aged child playing sports under the Patriot Exchange Program. The plan will not cover it adding the rider is only for High School sports.
{{currentOrigin}}/answers/international-student-health-insurance/patriot-exchange-program-sports-rider-22039/

Q:I am looking for visitor medical insurance for our trip back the the USA arriving 30th June and leaving 22nd June. Primary state residence during our stay will be Michigan.I (Father Age 53) and our two children (Twin 8 yr olds) are Non US Citizens and my wife (aged 53) is American. We live in Malaysia.Looking for a medical expenses unto USD 1,000,000 with a deductible of USD 250. Can you help us in delivering a product that works for us as a family.

A:
Thank you for contacting Insubuy. We would recommend the Atlas America plan for you, and your children. Since your wife is a U.S. Citizen you will have to purchase a separate policy. For her we would recommend the Diplomat America plan. We have emailed you a quote for the plans recommended. You may purchase online or over the phone by contacting our office at (866) 467-8289. If you have any additional questions please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/different-plans-for-different-citizenship-17377/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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