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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Could you please confirm, how soon would I be able use the insurance policy I have purchased.

A:
Insurance can start as early as tomorrow or any future date that you specify in the application. Short term plan will pay for any new sickness, injuries or accidents that may occur after the effective date of the policy. Insurance will not pay for any pre-existing or preventive care. Please visit our website. Enter appropriate criteria. You will find many plans and you can also compare them side by side. Next to each plan you will find policy certificate. Please review it and feel free to contact us if you have any further questions.
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Q:living in Norway and citizen of Norway. I am trying to purchase a travel insurance with cancel for any reason coverage for an upcoming trip, but when I enter the information to get a quote, the quote does not include cancel for any reason coverage

A:
Thank you for contacting Insubuy for your insurance needs. The cancel for any reason benefit is available to US citizens or residents. If you have additional questions please feel free to contact our office.
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Q:Hello, I'm a research scholar on J1 visa, and I my spouse recently joined me as a J2 dependent. Can you please help me to find the appropriate insurance company that can meet U of M criteria listed on the following link: https://internationalcenter.umich.edu/resources/healthins/waiver Thank you

A:
Unfortunately, the plans available on the market will not meet the university requirements. You will need to purchase directly from the university. If you have additional questions please feel free to contact our office.
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Q:I am a current policyholder of ExchangeGuard. My wife and my son are covered by the same policy and they are F2 visa holders. We plan to have another baby so we would like to know if you have any products can cover the maternity costs in USA. Please let me know.

A:
The ExchangeGuardplan that you currently have does not cover maternity. There is a plan that will cover maternity but it is very expensive. The Study USA plan will cover maternity as long as you have the plan before she is pregnant. If she is already pregnant there is no plan that will cover maternity. If you have additional questions please feel free to contact our office.
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Q:I'm wanting to get Insurance before I move to the U.S.A and marry my finance. However it seems many of the plans don't accept pre-medical conditions/diabetes. Does this mean you turning down anyone with a pre-medical?

A:
Thank you for contacting Insubuy for your insurance needs. The plans we offer are short term plans that you can purchase until you are eligible for a long term domestic. The plans will cover you for any new illness or injury that occurs after the effective date. There are no short term plans that you can purchase that will cover pre-existing conditions, preventative care, or routine maintenance. If you have additional questions please feel free to contact our office
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Q:I am interested in Medical insurance for my relative who will visit USA from Mumbai Arriving in USA: 11/2/17 Departing: 11/27/17 Age: 63 Can you give me quote for Atlas Premium America and one other reasonable plan which cost under 200 dollars.

A:
We have sent you quote for $50k and $100k for 3-4 plans with effective date Nov 1st to cover the travelling time. You can take Atlas America plan for $100k which is very similar to Atlas Premium but Atlas Premium is little expensive. If you really want premium less than $200 and wants to purchase only Atlas Premium plan then you can purchase for $50k. Please compare these plans side by side and feel free to contact us if you have any further questions. You can also get quote online at our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any questions while reviewing these plans call our office at (866) INSUBUY.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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