There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a Uk resident and would like to buy cancel for any reason travel insurance for a 5 week wilderness trip my son is planning to take next summer In The US and Canada. Is cancel for any reason travel insurance available to non US residents? If yes, which provider?

A:
Cancel for any reason is a benefit included in some Trip Insurance plans, however, our Trip Insurance plans are only available to U.S. residents. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/trip-insurance/uk-resident-cancel-for-any-reason-travel-insurance-trip-37725/

Q:I am booking a flight from Boise to Los Angeles. I will then board a 7 day cruise and return to Los Angeles to fly home. Question- With airlines canceling flights with no notice, I would then most likely miss my cruise which there is no refund. Is there a travel policy that covers a canceled flight and reimburses for the cost of cruise? What part of the policy covers it?

A:
We do have Trip Insurance plans for U.S. residents that can provide coverage for Trip cancellation for specified named reasons and include some additional benefits as well. I have attached the link to our trip insurance plans for you to run quotes and review the plans. Each plan will have a Benefits Link where you can review that plan's specific coverages. /travel-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/trip-insurance/booking-flight-board-cruise-airlines-canceling-flights-refund-travel-policy-canceled-35552/

Q:If I go to the ER for emergency do I have to pay upfront all the expenses then submit a claim for reimbursement or does the insurance take over and pay from the start / upfront?

A:
Direct billing is up to the providers office, meaning in your example scenario, the hospital would make that decision. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/trip-insurance/emergency-pay-upfront-expenses-claim-reimbursement-insurance-22562/

Q:Hello, I have purchased ExchangeGuard Choice and I would like to know whether various vaccinations are covered by my plan.Thank you!

A:
Vaccines fall under preventative care and your plan does not provide coverage for preventative care. Therefore any vaccines would need to be paid for out of pocket. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/exchangeguard-choice-vaccinations-66852/

Q:If the insurance started on 10/11/2012 and I want to extend the insurance for 2 more months is that possible ? Is there a maximum amount of time I can extend the insurance at a time ?Also how many times can I extend the insurance ?

A:
If the plan is Extendable, you can extend your plan as many times as you need until you reach the maximum amount of days for that plan.
{{currentOrigin}}/answers/visitors-insurance-usa/i-want-to-extend-the-insurance-for-2-more-months-is-that-possible--is-there-a-maximum-i-can-extend-99958/

Q:If the long stay visa for France is rejected is it possible to get a refund on the medical insurance from yourselves?

A:
Refund and Cancellation policies are plan specific and we have multiple plans available for the Schengen area. Each plan will have a Refundable Link you can view for that information. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/travel-health-insurance/long-stay-visa-france-rejected-refund-medical-insurance-87241/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More