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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have purchased the Patriot America Plus plan as, do you think I will receive also the insurance cards at home? will you mail them? please confirm

A:
Mailing department is currently closed for all the plans. So you will receive only e-mail confirmation.
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Q:I am a United States employer and we bring in anywhere from 2 to 4 H2A workers from Peru to assist with our ranching operations. We are interested in getting medical insurance for those workers. Do you have a policy that would work for us? Are each worker listed by name or is the group policy just cover a certain number of workers? I guess I am not sure how it would work if we don't exactly know for sure who our workers are going to be from time to time. Also, is there any kind of life flight coverage? Any information you can provide would be mot appreciated.

A:
Thank you for your interest in purchasing insurance for your workers. You can look at Safe Travels USA Comprehensive plan here. You can find all the details as well as you can get the quotes online and purchase it online. That insurance plan also includes emergency medical evacuation coverage. You would simply buy a separate insurance plan for every worker you need. Please read the details of policy online and if you have any specific questions, please feel free to contact us at any time.
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Q:I wonder if you can help me. My son has just graduated from the University of Oregon and needs some health insurance from now until the end of June 2020. He is from the UK and currently has a OPT Visa but is not currently working. He is living in Eugene (zip code 97403) and would want to continue to use the University of Oregon Health Centre. He has been online but is a bit confused at the various policies available and basically wants something that will give him similar cover to the previous university cover. Can you please advise me which one is the best one for him?

A:
Thank you for your interest in purchasing insurance through us. Short term insurance works totally different than his school long term policy. Please find below plan that he will be eligible to purchase in the OPT section. Next to each plan you will see PPO network link. Please enter your zip code and find providers in his area. Please find FAQ on COVID-19 here.
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Q:I would purchase travel insurance for my parents. My parents are visiting us from China. They have been here since October 2019. By the way, will the Safe Travels USA cover COVID 19?

A:
Yes. Under Safe Travels USA there is no exclusion for COVID-19. It will be covered as any other sickness as long as insured person is infected after the effective date of the policy. Please read more regarding coverage here. Safe Travels USA brochure, instant purchase link can be found here. Please feel free to contact us if you have any additional questions.
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Q:I am looking for ExchangeGuard insurance but fail to reach related information in detail. May I ask for paper-form handbook or brochure and mail to me?

A:
Please find information on ExchangeGuard here You can read brochure, certificate wording, PPO network, instant purchase etc. Please feel free to contact us if you have any additional questions.
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Q:I am looking for visitor insurance for my wife's father and mother. They have traveled from India to USA. They arrived on march 16. I am looking for affordable health insurance for 2 people. I need coverage from April 1 to July 15.

A:
Thank you for contacting Insubuy. Please use this link to view the visitors insurance plans. You may purchase a plan online or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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