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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am interested in buying the Sirius International Platinum plan - How do I move to the next step with you? Just want to confirm, The main policy holder is a UK Citizen who owns a home and lives in the UK part-time, and in Bahamas part-time, where he has a residency. His wife on 10 years is a Czech citizen who also lives in their home in the UK part time and in Bahamas part-time. They have two 4-year old children, who are UK citizens. They sometimes travel to the USA and Europe.

A:
The Global Medical Insurance Platinum Plan with Worldwide coverage would be a prime selection for coverage for the proposed insureds as they would be eligible for the plan. You can use the link to complete and application to go to underwriting and for coverage approval. If you have any questions about the coverage please do not hesitate to contact our office. Please select worldwide coverage in the application.
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Q:Hello there, I am looking to buy insurance for my mother-in-law who will be visiting us from India fro 6 months. I am planning to take the Patriot America insurance and had a couple of questions around it. My mother-in-law will be 69 years old on the date of arrival to the USA, but she will turn 70 during her stay here. I see that the insurance plans are different for 65+ and 70+. Could you please let me know which plan should i opt for due to this change of age in between. Thanks

A:
Thank you for contacting Insubuy for your insurance needs. For someone that is 69 we would recommend the Patriot America Plus plan and they will keep the same benefits and premium even when they turn 70. Everything will stay the same for the whole 6 months that she is visiting. If you need additional assistance please feel free to contact our office.
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Q:My wife has had insurance from yourselves which expired last December as she returned home to the UK. We are both now going to return to the US permanently and therefore need to get some initial cover. Is it possible to renew the policy above for two months from the 2nd March, and I'll create a new policy for my self, or shall we just create a new policy for both of us? We were looking at the Patriot America Plus.

A:
As her policy expired on 12/21/2016. We can't renew the same policy. Policy needs to renew before the expiration date. After the expiration date we have to process a new application. So you can purchase a new policy online using link below, Patriot America Plus Or give us a call at (866)INSUBUY and will be glad to process the application over the phone. We have all the information except payment information. Please feel free to contact us if you have any further questions.
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Q:I will visit the University of Kentucky this year and I require the appropriate health insurance for my stay. I noticed that there are various insurance plans available on your site, however there are some specific coverage specifications. I would like to ask for recommend insurance plans if there is any. Any recomendation would be appreciated.

A:
We don't have any plan that meet your school requirements. You have to purchase insurance from your school.
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Q:My husband and I are moving to Spain and need to have Medical Insurance for the Schengen Visa. This move will last for approximately 3 years so we will need annual coverage. Can you please have someone from your company contact me regarding the different companies you work with?

A:
Thank you for contacting Insubuy for your insurance needs. We have many plans that you are eligible for in the Schengen Visa section of our website. No plan will allow you to purchase for more than 1 year up front. You can purchase a plan for 1 year and then if necessary most plans can be renewed beyond that. If you need additional assistance please feel free to contact our office.
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Q:Please , My wife is pregnant , she is in USA , she is alone there . She was supposed to come back to our home town but she couldn't for personal reasons. My question, what type of insurance can she do? And How much will this cost? She only needs 3-4 months insurance , she is 25 years old .

A:
There is no plan on the market that will cover your wife for pregnancy. The plans for visitors will cover a new illness or injury that occurs after the effective date of the plan and will not cover any pre-existing condition (pregnancy), or routine maintenance. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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