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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am Australian and am visiting my family in Dallas, Texas between April 12th-17th inclusive and need medical cover just for that period. I am 74 and healthy. I have high blood pressure which is managed by medication and causes me no problems. I will only be in Dallas, staying at home with family. My travel costs and work time risks are covered by my employer, The University of Sydney, NSW 2006, Australia. Leave - as in my stay in Dallas is not covered by the University. Can you offer medical insurance for that period and how much would it cost?

A:
You may purchase Visitors Medical Insurance to cover your travel to the United States. You may obtain a quote either online or over the phone by contacting our office at +1 (866) INSUBUY 467-8289.
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Q:Hello I have insurance plan and I have Unitedhealthcare member ID.When I try to log in a hospital website, I am getting error.How can I fix?I need to see a doctor for blood test. Do I need to claim first? How can I learn cost before I go?

A:
You are unable to login to the United Healthcare website, as the Atlas America plan is not insured through UHC. It is only contracted with UHC to access it's medical providers for contracted rates, and to coordinate billing. If you'd like to search for providers, you may do so using the provider directory on our website. Please keep in mind that the Atlas America plan is primarily designed to cover someone for new illnesses, injuries, or accidents that either exist in the body or occur after the start date. It's not designed to cover for routine or preventative medical treatment. You may visit any medical provider you'd like, and present the insurance ID card. The medical provider can choose to either coordinate billing with the insurance or have you pay up front. If you pay up front, then you may file a claim for reimbursement either online or by downloading the claim form and sending this to the claims department using the contact information listed on the form.
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Q:Can I get auto insurance with this policy that I have already signed up for

A:
No, the Atlas America plan is primarily designed to cover you medically while traveling outside of your home country. You can be covered medically if there was a motor vehicle accident, but the plan doesn't provide any type of auto insurance coverage.
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Q:I need to submit claim form for an urgent care and prepaid prescription. I have trouble finding the claim form the only form under my account is "claim form questionnaire". Can you please cofirm this is the claim form Thank you!

A:
Yes, the name of the claims form document in your MyAccount will be Claims form Questionnaire. Let me know if you have any additional questions.
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Q:For the acute onset of preexisting condition, what happens to a person 80 or older? How much coverage do they have?

A:
There are no comprehensive plans that offer coverage for the acute onset of pre-existing conditions for ages over 80. The only plan that would offer any coverage towards pre-existing conditions for ages over 80 would be Visitors Protect. For more information you are welcome to call our office at 1(866) 467-8289 or email us at info@insubuy.com
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Q:i am aged 80 and my wife aged 77 are visiting usa for 46 days from 4th May to 17th June 2024.i want to get your quote and terms of your policy for travel health insurance

A:
You are welcome to run a quote in the Visitors to USA section of the website to see what plans are available to you. We would suggest starting with a $50,000 policy maximum when running a quote. If you have any questions you are welcome to call our office at 1(866)467-8289 to speak with an agent.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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