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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am a resident of Massachusetts but I am a British student with British citizenship. I will be leaving from New Orleans on May 2 2020 to Guatemala(via Miami). On May 20th 2020 I will be travelling to Cuba(via mexico) and on June 2nd 2020 I will return to Boston(via miami) Do you have any insurance policies for this trip?

A:
Please look at Patriot International insurance.
{{currentOrigin}}/answers/international-student-health-insurance/international-insurance-for-trip-93835/

Q:Hi, I am trying to download my fulfillment documents for 2019 for tax purposes. However, when I click on any of the documents in the trailing mail and enter my certificate number, I can only see the fulfillment documents for August 2019 onwards. How do I access my previous records? I understand that they are not tax compliant. I just need to show that I met the requirements of my J2 VISA.

A:
You should have your original confirmation email and then each time you extended the plan you would have received an extension confirmation email. You can provide those to your sponsor, or use those for your records. There are not going to be any documents that will show the full year of coverage at one time as it was being extended throughout the year.
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Q:I am a US citizen living abroad, and I will be visiting the US in an upcoming trip. Could you please recommend the relevant products to cover health and travel insurance whilst I am in the US?

A:
We would be glad to advise. Here is the quote link for visitor plans. When entering in your specific information, it will ask for citizenship. When you enter in United States, it will automatically pull up the plans that can cover a U.S. citizen visiting the U.S. We would recommend the Patriot America Plus plan If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/travel-insurance-living-abroad-visitor-plans-citizen-50165/

Q:I'm going to purchase a plan for my grandmother who is arriving to visit me in the US. She is a citizen of Russia and going to live in the state of Maryland. Is your insurance is eligible to work within this state and can I purchase it from the US but before she arrived?

A:
There are plans available in Maryland. The following link will allow you to generate a quote and see what policies are available. Some plans do have restrictions that state if someone is coming to Maryland they must purchase before arriving. You can view each plans restrictions under the plans Geographic restrictions link to review that plan's specific information. /visitors-insurance/
{{currentOrigin}}/answers/visitors-insurance/geographic-restrictions-visitors-insurance-maryland-physical-presence-92470/

Q:Can you give me a list of similar plans to Atlas America that is good for 3 month but not to expensive. Just to have in hand just in case no health problems

A:
The prices for comprehensive plans are going to be higher than fixed plans. You can generate quote with the following link to show the plans available. /visitors-insurance/ If you have additional questions you can call our office at 866-467-8289 (866-INSUBUY)
{{currentOrigin}}/answers/visitors-health-insurance/prices-comprehensive-plans-fixed-visitors-insurance-34606/

Q:Looking for J1 visa insurance

A:
You can purchase ExchangeGuard which meets standard J visa requirements You can also find more plans at /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and compare them side by side. If you have any additional requirements, please send an e-mail at info [at] insubuy.com With school requirements.
{{currentOrigin}}/answers/j-visa-insurance/j1-visa-requirements-standard-94930/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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