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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:The cards I received for this policy have the wrong spelling in the name. How do I go about getting this changed to the correct name?

A:
Please send an email to service at insubuy.com. In the subject line of the email reference the certificate number and the phrase name correction in the body of the email please state the change the needs to be made.
{{currentOrigin}}/answers/international-travel-medical-insurance/policy-name-corrections-18057/

Q:I would like to know about the Study USA preferred 500 plan. About prices, etc. I am planning to study at the University of Central Florida the next semester and they recommend this insurance plan.

A:
Thank you for contacting Insubuy for your insurance needs. The Study USA Preferred 500 plan is a comprehensive plan that is often purchased by international students. You can use the ink listed below for more information about this plan and to generate a quote for coverage. If you have any questions about the plan please feel free to contact our office.
{{currentOrigin}}/answers/international-student-health-insurance/international-student-insurance-questions-64682/

Q:I'm interested in WORLDWIDE THEFT coverage. I'm planning to insure my Macbook, which is worth approximately $2000. It's my livelihood and I can't afford to replace it if anything happens to it. I'm planning to visit some development sites in places such as Ethiopia, DRC and India, and I once had my computer stolen from me (so that's why I wanted insurance -- I won't let it happen to me again!!!) Anyway, I need to know what conditions apply if i purchase this insurance from you. I need to know that if something happens to me and my computer while I'm out there traveling --- you're not going to claim some strange condition and tell me that I'm not covered. What conditions will apply to this coverage? I'm a US resident, currently serving in the US Peace Corps. Do you have an appropriate insurance product for me?

A:
Thank you for contacting Insubuy for your insurance needs. However there is no insurance that we could offer you to cover the cost of your computer. We offer international medical insurance. If you need any additional clarifications please contact our office .
{{currentOrigin}}/answers/visitors-insurance/international-theft-insurance-visitor-coverage-66760/

Q:I am looking for a Schengen Travel Insurance and found out the products available for you. I want to confirm that the services are available (it seems to be) for non US citizens, specifically for BRAZILIANS citizens. I am also currently living in Brazil. The insurance should cover Schengen area (at least Germany+Italy+Spain). My trip is starting on 28th Feb and ending on 15th April. Flights are Brazil-Germany-Brazil. In the mean time, I should stay a few days also in Spain and Italy. My current age is 33 years old and I don't have any known disease. Trip is for business purposes only. NO sports or dangerous activities. Payment must be done with Brazilian credit cards or Paypal.

A:
The Schengen visa insurance plans are available to anyone traveling outside of their home country. So as a Brazilian citizen and resident you are able to purchase these plans for coverage in the Schengen areas. You can use any card that uses with MasterCard, Visa, Discover or American Express logo on the card and allows for international transactions. There is not a PayPal options available for plan purchase. Please use the link listed below to find available plan for coverage: Schengen Visa Insurance If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/schengen-visa-insurance/brazilian-needing-schengen-insurance-39240/

Q:I would like to take insurance for my parents travelling to USA (Washington) to visit us and do medical treatment. Do you suggest me any insurance that covers existing diseases, so I can avail it?

A:
There is no plan for visitors that will cover pre-existing conditions so if they are coming for medical treatment you would have to pay for that out of pocket since there is no plan available on the market that will cover it. Plans will cover any new illness or injury that occurs after the effective date. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/international-travel-insurance/insurance-plan-covering-medical-treatment-for-pre-existing-conditions-60092/

Q:My parents are traveling from India to USA. They will also be traveling for 15 days on a cruise and travel to Mexico. I need a plan to cover them in USA and in Mexico.

A:
The plans that were sent to you for coverage will include coverage anywhere outside of the home country. So the plan will also cover your parents medically while they are on the cruise as well as in the United States.
{{currentOrigin}}/answers/international-travel-insurance/travel-insurance-coverage-cruise-usa-and-mexico-35945/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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