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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:treatment cover for injury caused by accident

A:
The insurance plans are designed to offer medical coverage for new illnesses and injuries contracted in the body after the effective date. They will exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions, you may also call our office at +1 (866) 467-8289.
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Q:I wanted to check if covid 19 test for travel purposes is covered under this

A:
No insurance plan on the visitor marketplace offers coverage for the COVID testing required for travel. This is a known expense, due to travel. You will have to pay out of pocket for it. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:My wife and I will be going on a 14 day cruise to Alaska from vancouver from 3rd Sept to 14th September 2022.Both my wife and I are in our mid to high 70's but have no pre conditions except for high blood pressure which is well under control with meds. I want to know if you can cover us for medical issues including Covid, including evacuation if neccesary during the cruise period. And what will be the cost?

A:
You may view and quote the appropriate medical plans available in the COVID-19 Travel Medical Insurance section of our website. There you will be able to find the plans that can offer medical coverage outside your home country. Keep in mind the plans are designed to offer coverage for new illnesses and injuries contracted after the effective date and will exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289
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Q:I am looking into the voyager traveler insurance but have a few questions1. It says customers need to reside in the united states. We are Florida redients but live on an Air Force base in Japan. Our shipping address is APO, AP and considered the US but I want to be sure before buying.2. The insurance shows coverage for trip delay/quarantine. Does it only cover quarantine for the time your trip is extended or will it cover any all additional fees incurred from having to quarantine? So if our trip is 8 days, and we end up having covid on the 4th and have to quarantine for 10 days, will it cover all 10 days of quarantine fees or just the 6 that caused or trip to be delayed? And how does that work when the insurance is purchased for the length of stay but we end up being delayed longer than originally planned?

A:
Unfortunately, the Safe Travels Voyager product would not be available since you are residing in Japan. You may view the additional options while residing outside the United States in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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Q:hello I would like to get pregnant next year and give birth in US. Can I have an insurance package now that I ca use next year for pregnancy? if yes how much would that be? thanks

A:
There is no Visitors Insurance product that will include the coverage for maternity, pregnancy, labor or delivery. You will have to pay out of pocket for such expenses. Should you have additional questions, you may also call our office at +1 (866) 467-8289.
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Q:Do you have insurance with F1 visa status for University of Pennsylvania?

A:
We have numerous plans for international students that can be found in the F1 Student Insurance section of our website. Please verify with your university if there are any specific requirements they are needing for the insurance coverage before making a purchase. If you have a compliance form, you may also email the document to info@insubuy.com for additional support. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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