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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can you please verify, before I purchase, that my husband (79) and myself (76) can purchase insurance for 2 months? We are Canadians, currently in Providenciales until flights to Canada are resumed. Our current insurance runs out on April 30th. Thank you.

A:
As long as your primary residence country is outside the US and you are visiting the United States, you may view and purchase plans from the Visitors to the USA section on our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +! (866) 467-8289.
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Q:I live in the US and do not have Medical Insurance. (Gasp!!!) I am going to travel in the US for a month with my wife (anniversary trip) and we will be gone for a month. As we will be visiting several national parks and participating in activities we are not accustomed to, I would be interested in purchasing travel medical insurance for the 1 month we are going to be on our train trip. I can't see a way to do this since I live here. Is there an option I am not seeing?

A:
Unfortunately, we would be unable to offer you such coverage. You will need to contact either the state department of insurance or go through the insurance marketplace to acquire coverage. Should you have additional questions you may call our office at +1 (866) 467-8289.
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Q:My friend had Covid so we are planning to go to an airbnb to isolate. Will the stay at the airbnb be covered by the policy and if so how would we claim this?Thank you

A:
Thank you for contacting Insubuy for your insurance needs. We would need the certificate number of your insurance plan to advise on any coverage. If you could call our office at +1 (866) 467-8289 to speak with one of our licensed representatives, they will be able to better assist you regarding this query. Should you have additional questions please let us know.
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Q:MY PARENTS AND A SISTER ARE VISITING USA , THEY HAVE EXISTING CONDITION E.G. THEY ARE ARE75 YEARS AROUND AGE. WHICH INSURANCE IS GOO FORM BEST AND ECONOMICAL PERSPECTIVE.

A:
Thank you for contacting Insubuy for your insurance needs. The plans available for those traveling on the visitor visa can be found in the Visitors to the USA section on our website. There you will be able to quote and purchase numerous plans. Keep in mind that all the plans on the market are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. However, some plan will include coverage for the acute onset benefit, which could be beneficial. Should you have additional questions you may also call our office at +! (866)467-8289.
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Q:how much is the extra ir charge from the merchant when you buy your travel ins

A:
There is no additional charges from the quoted price on the website. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I'm looking into getting Patriot America (?) insurance for my 12 year old granddaughter, a US citizen who lives in Israel and will be attending a 2 week camp in July 2021. They do activities including horseback riding, whitewater rafting, possibly ziplining, and rock climbing.Should I get her a active sports package add-on?

A:
Thank you for contacting Insubuy for your insurance needs. The Patriot America plan would not be recommended for your situation. It would be advised to purchase the Diplomat America plan instead and select the appropriate option(s) in the Athletic Sports and Hazardous Activity Rider to cover the activities you are needing. Please be sure to read over the certificate wording to verify the appropriate level needed. Should you need assistance you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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