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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am having first health insurance and i would like to know what is the nearest urgent care that is open today and takes patients

A:
Thank you for reaching out for your insurance needs. You may search the First Health PPO Network here. Let us know if you have further questions. You may also call our office at (866) 467-8289.
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Q:Hello I am currently on Safe Travel USA Cost saver. I am on adjustment of status for pending green card application. I was previously here on OPT when I bought your insurance. However, I want to extend it. I want to check if I am still eligible for that plan. I am currently here in the U.S waiting for my application response.

A:
You are eligible as long as you don't have greencard.
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Q:Does 0 $ flu shot included in insurance

A:
No. Flu shots are not covered in any short term travel insurance plans.
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Q:I am an incoming freshman to UCLA and I googled up your web site that seems to have affordable health care plans. However, I need to be sure it meets the UCLA criteria so I can request a waiver from their plans. If you could please recommend the right set of plan alternatives for me that meet these requirements, I would very much appreciate it. Regards

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there will not be a plan that we can offer to you to meet these requirements. In order to be compliant you will need to purchase from your university. If you need any additional assistance please contact our office.
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Q:what is pre existing condition ? if somebody have bp but never had any issue last 5 year it will consider pre existing condition

A:
Thank you for contacting Insubuy for your insurance needs. A pre-existing condition is generally defined as a condition that manifest prior to the effective date of the policy whether known or unknown. If an insured has high blood pressure this would be considered a pre-existing condition. Routine doctors visits related to the high blood pressure would not be covered. If the insured is stable and has an acute onset of pre-existing condition this could be covered. The final determination is made by the claims department and they will make their decision based on the medical records and attending physicians statement.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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