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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like to change my information.

A:
Thank you for contacting Insubuy for your insurance needs. If you have an active plan that you need to update please send your request to service [at] insubuy.com. In the subject line of the email please reference your certificate number in the subject line of the email.
{{currentOrigin}}/answers/visitors-health-insurance/change-information-on-policy-47377/

Q:I need insurance for Trip Cancellation. This is in case I can not get my visa on time, and insurance cover for my flight ticket. Is there such product available? I looked at iTravelInsured Travel and Safe Travels First Class, but I can not see this coverage under Policy wording. Please advise

A:
Unfortunately, not receiving a visa is not a covered reason for cancellation under any plan. You would have to purchase a plan that included Cancel For Any Reason benefits.
{{currentOrigin}}/answers/trip-cancellation-insurance/trip-cancellation-insurance-visa-not-approved-31751/

Q:I wanted to know if Safe Travels USA comprehensive has a coverage for vision too. This is for my 62 year old mom who is visiting me in the US.

A:
No, it does not. Please look at the dental/vision discount plan link below: Careington Discount Plan
{{currentOrigin}}/answers/other-insurance/does-visitors-insurance-cover-vision-dental-96261/

Q:Does the Diplomat International cover emergency helicopter evacuation?

A:
This plan will cover for medical evacuation via air ambulance.
{{currentOrigin}}/answers/international-travel-medical-insurance/medical-evacuation-in-diplomat-international-93566/

Q:Hello, I need to buy insurance for 45 days (initial period of my J1). Minimum requirements for health insurance are these. Minimum Required Coverage: 1. Medical benefits of at least $100,000 per accident or illness; 2. Deductible that does not exceed $500 per accident or illness; 3. Co-insurance paid by J-1 not to exceed 25% of covered benefits per accident or illness; 4. Minimum repatriation of remains in the amount of $25,000; 5. Minimum medical evacuation expenses in the amount of $50,000. I am planning to take Patriot platinum America plan. Can you please tell me if that plan covers my minimal requirements? I am not able to see all the details in your website. Please respond as soon as you can. I need to take insurance today.

A:
You can purchase J1 Visa Medical Insurance. All of the plans in our J1/J2 section will meet the standard J1 requirements. You can purchase Patriot Platinum America Plan. The Patriot Platinum America Plan is listed in our J1 section and therefore will meet all standard requirements, which you have listed.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/health-insurance-for-j1-visa-holder-minimum-requirements-patriot-platinum-america-plan-56375/

Q:I will be working at University of Southern California with J-1 visa (research scholar). I will be enrolled in a health insurance provided by USC, but repatriation and medical evacuation is not covered by the school's plan. I was wondering if Atlas MedEvac meets the below requirements regarding the underwriting company. Is Atlas MedEvac underwritten by an insurance corporation with ratings higher than the following standards?

A:
Atlas MedEvac does meet the below requirements. This plan is specifically for someone who has domestic insurance through their university, but which of course will not include the medical evacuation and repatriation benefits a J1 must have. You can purchase Medical Evacuation and Repatriation Insurance.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/medical-evacuation-and-repatriation-insurance-for-j1-visa-holder-34208/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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