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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Good morning, I will study in the US from 11th September 2023 to 31.July 2024. I have an M1 visa. Could you recommend me any health insurance and what coverage I should get

A:
Most of the plans in the Students (F1/F2) section of the website will also work for M1 visa holder maintaining a full-time student status. There are some plans that do not, so it is important to look in the eligibility section of the Certificate Wording of each plan to insure a M1 visa holder is eligible for the plan. To save you the trouble of going through each plan and checking the eligibility, the recommended plan for visitors on M1 visa is Patriot Exchange Program. Before purchasing, please make sure that your school/organization does not have any additional insurance requirements. If they do, please contact our office at 1(866) INSUBUY (4678289). If you have any additional questions please let us know.
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Q:Please suggest a plan covering US Citizen residing in India travelling to USA

A:
As a US citizen visiting the US, you are restricted on the number of plans available to you, however, Patriot America Plus is available to US citizens visiting the US. If you are do not intend to return to India, please contact our office for assistance, or for additional information, you can view our article on Travel Insurance for US Citizens Visiting USA. If you have any additional questions please let us know.
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Q:We are under EB3 visa. Is visitor health insurance applicable to us?

A:
In order to assist you we will need more information. Please reach out to our office at 1(866) INSUBUY (4678289) and an agent will assist you over the phone.
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Q:How do I file a claim?

A:
Your claim forms can be found on your MyAccount. For more information about the claims process, you can look at our articles on the Claims Submission Process or the Claims Procedure FAQ. If you have any additional questions, please let us know.
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Q:Need help determining new immigrants eligibility for PPACA and information about plans.

A:
We would not be able to determine if the insured is eligible for PPACA plans. None of the plans on our website are PPACA compliant. However, if you are not eligible for ACA plans, we do have plans that are available to bridge the gap until you are. If you would like more information about ACA eligibility and our plans, you can check out the article on New Immigrants and ObamaCare (PPACA) or Obamacare Eligibility for Greencard Holders. If you would like to run a quote, you can do so in the New Immigrants section of the website. If you have any additional questions, please let us know.
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Q:What's the difference between plan a and plan b for Visit USA-healthcare insurance plan?

A:
Plan A offers a $75,000 policy maximum or $20,000 for people 80+ Plan B offers a $200,000 policy maximum up to age 64 or $100,000 for ages 65-69 You can see out the differences between the two plans by looking at the Visit USA Healthcare Brochure. Please let us know if you need additional assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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