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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm looking to get a quotation on some travel insurance, I'm hoping you can help. I'm traveling through Action Challenge with five friends and looking for a group booking, can you please provide us with your best quotation based on the following information. Details below: Travel Dates: 21st February 2019 - 03rd March 2019 (11 Days) D.O.B. 29/11/1984 30/07/1969 06/05/1968 30/08/1986 15/08/1968 08/03/1989 The insurance needs to cover the following Medical Repatriation Trip Curtailment Costs Trekking up to 6000m I'm led to believe we require Travel Insurance 10 weeks before departure which by my calculations is 13 December 2018.

A:
Thank you for your interest in purchasing insurance through us. Please find more information on Mt. Kilimanjaro Travel insurance We have one plan available but that plan you can't purchase more than 60 days in advance and we can't do group policy because all of the travelers are your friends not family members or employee. We have to do individual application. You need to take hazardous sports rider also. We will send you quote for 11 days very soon. Please review the plan details and feel free to contact us if you have any further questions.
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Q:My daughter has already left on a trip from the US to Tanzania to climb Mount Kilimanjaro. I was wondering if I can still purchase USaway travel medical insurance with extreme sport rider if she will be covered since she has already left on her trip?

A:
Yes, you are able to purchase the USAway plan even though she has already left on her trip. If you have additional questions please feel free to contact our office.
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Q:To whom it may concern, Good day to you! This is Lydia from China with B1/B2 visitor visa. I am currently pregnant, and will come to Houston T.X in Jan 2019 to give my baby birth there in Apr2019. Therefore, I need to buy a medical insurance that cover Pregnancy complications and new born baby care(eg.NICU) Any insurance plan is available for me to buy?Thanks.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not any insurance that you can purchase to cover the cost of maternity or delivery related expenses for a visitor. There is a plan called Atlas America that will cover pregnancy complications up to the first 26 weeks of pregnancy only. Also, please read the FAQ below for information on maternity coverage in the United States. Maternity & Delivery FAQ If you have any additional questions please contact our office.
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Q:I am a Nigerian, I intend giving birth in the US. My due date is January 2015 Please how much is it for the insurance coverage to give birth in the US?

A:
There is no insurance that will cover someone to come to the US to give birth. You would have to pay all of the charges out of pocket for this. Plans will cover any new illness or injury and do not cover any existing conditions, routine maintenance, or preventative care. If you have additional questions please feel free to contact our office.
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Q:I bought the wrong insurance. Can you help me to cancel this order so I can but the Schengen Visa instead?

A:
Please send an e-mail to cancel the policy at cancel at insubuy.com as soon as possible. Provide policy number and reason to cancel the policy. Then you can purchase any of the plan from our Schengen Visa Insurance section Please feel free to contact us if you have any further questions.
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Q:I am a student currently studying in US. I'd like to apply for Schengen Visa. I am going to Europe including Spain, Italy, France, Ireland, England. If I am going to stay in Ireland for the longest time, should I mention my main destination is Ireland?

A:
We would be glad to advise. On some policies you can list all countries, otherwise you would state the Schengen country whose consulate you will be applying. Therefore, if you're applying for the visa at the French consulate, you would list France. The visa letter provided for you to take to the consulate after purchase will advise you have coverage anywhere outside your home country (which is currently the U.S.) including travel, and all Schengen countries. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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