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Q:Monthly payment for J1 visa insurance I am 39 years old. I intend to visit US on J-1 Visa along with my wife who is 33 years old and a child who is 8 years old (both of them on J-2 status). Kindly advise me the plans available and premium for one year. Also let me know if the premium can be paid monthly. If yes, will there be any limitations coverage / reimbursement. Thanks in advance
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/monthly-payment-for-j1-visa-insurancei-am-39-years-old-i-intend-to-visit-us-on-j1-visa-along-with-my-70349/Visit USA-HealthCare meets all the requirements of J visa. It is available at /visit-usa-insurance/ With $250 deductible, premium for 1 year will be You - $70 x 12 = $840 Wife - $70 x 12 = $840 Child - $48 x 12 = $576 Application fee = $ 5 ---------------------------------- Total $2261 Visit USA-Healthcare is NOT renewable. Therefore, if you would like to purchase for 1 year, you will have to pay for entire 1 year upfront. Monthly installment is not available. Please let me know if you have any other questions.
Q:Patriot International questions > I am interested in purchasing your Patriot International Travel medical > insurance. I have a few questions which hopefully you can help me with: > > I was recently traveling abroad, when I awoke one morning to have heart > pains. I am in my mid-20's but was still concerned. I went to the hospital > to get it checked out. After several tests, it turned out that there was no > problem. In this situation, would the costs of going to the hospital be > covered by your travel insurance? Yes, these charges would be considered . > > My second question is in regards to the optional one month stay option for > your home country. I am a US citizen, and so I would want to get this > insurance just in case I need to go back in the middle of my trip. For the > 30 days, can I go in and out of the US on separate trips or does it need to > be one continuous stay? and if I should overstay in the US by one day, is > my insurance cancelled? Incidental home country coverage need not be continuous. And it can be maximum 2 weeks cumulative, and not 30 days. If you overstay, there won't be any coverage in US for that period. > > My third question is if I get the extreme sports rider will this also cover > leisure sports? > No, you would need to purchase both riders. > Lastly, what is the difference between the incidental home country coverage > and the end of trip home country coverage? > Incidental home coverage provides up to 14 days of coverage during a trip where as home country coverage is intended to provide up to 2 months of coverage after the trip has been completed. Incidental Home Country Coverage - During the Period of Coverage an insured person may return to their home country for incidental visits up to a cumulative two weeks total, subject to: a. The insured person must have left their home country, b. The total Period of Coverage must be for a minimum of 30 days, and c. The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling. End of Trip Home Country Coverage - For every five months of continuous coverage you purchase, you can purchase one additional month of home country coverage as an accommodation and supplemental travel benefit, up to a maximum of two months. To purchase this special home country extension coverage, please check the appropriate box on the Application Form, and calculate your premium to include the additional month(s). > thank you for the assistance,
A:
{{currentOrigin}}/answers/international-travel-medical-insurance/patriot-international-questions-i-am-interested-in-purchasing-your-patriot-international-travel-medi-98186/If I purchase six months of insurance, do I have coverage for 30 days in the US? If you purchase total 6 months of coverage, and indicate in the application that you would like 1 month of end of trip home country coverage, you will have coverage for 5 months outside US, and you will have coverage for 1 month at the end of those 5 months. Please let me know if you have any additional questions.
Q:Good visitors insurance for diabetic Greetings. I am daibetic- please suggest me which plan is good for me. I am visiting US for 6 months.
A:
{{currentOrigin}}/answers/visitors-health-insurance/good-visitors-insurance-for-diabeticgreetings-i-am-daibetic-please-suggest-me-which-plan-is-good-for-24266/Thank you for your interest in purchasing health insurance for yourself. Insurance company will pay for any new medical conditions, sicknesses, injuries or accidents that may occur after the effective date of the policy. It will NOT cover any pre-existing conditions. Therefore, it will not cover anything related to diabetes. You can make instant online purchase here at https://www.insubuy.com Please let me know if you have any other questions. So that means there is not insurance for daibetic problems? Is that right Narendhra ji? That's correct.
Q:Parents visitors insurance I would appreciate very much if you can help me with this. I am planning to purchase Visitors Medical Insurance through you for my parents who are going to visit me from India. I have gone through your websites, and generally understand the process well. But I had a few specific questions - please email me about this: I would like to get comprehensive coverage (preferably for $500,000 coverage level) - Questions: 1. There is a category of age 60-64 and 65-69. My father's Date of Birth is Jan 1942. So, he is 64 completed. That will put him in the 60-64 category, correct? I just want to confirm this with you, since the prices vary by age. 2. I know you mention that Protection America (IMG comprehensive) and SRI-comprehensive both are good. Can you please let me know, personally - if you were to select one - what do you typically choose? Is it IMG Protection America? I will make my own decision, but just wanted to get your personal perspective on this. 3. I live in Bay Area, California. How is the network of doctors and Hospitals for IMG Protection America in the San Jose, San Francisco area? Can you confirm if First Health PPO is the network used by IMG (since I think Stanford Hospital for example, accepts First Health PPO). Please email me back as soon as you can. I plan to purchase the insurance from you this week, so your quick and informed reply will be appreciated. Thanks.
A:
{{currentOrigin}}/answers/visitors-health-insurance/parents-visitors-insurancei-would-appreciate-very-much-if-you-can-help-me-with-this-i-am-planning-to-17256/Thank you for your interest in purchasing health insurance for your parents. 1. Yes, he is in 60-64 age group. 2. Definitely Protection America. 3. Yes, Protection America participates in First Health PPO. Network is excellent in Bay Area. You can search for the providers at /international-medical-ppo-network/ Yes, Standford Hospital participates in First Health PPO. Also, are you the person who is posting the question in the discussion forum using the username 'kasper504'? Please let me know if you have any other questions. Hi, Thanks for your answers. Yes, I posted the questions, and thanks for ur response. I will review them and let you know if I have any further questions. I have your contact info now - thanks for that, and will either call or email you if I get questions as I try to review the details of the insurance plan. Hope that is ok with you. What is the best way to purchase after I make a decision? Should I call you or is the website secure and safe for purchasing? You can contact us at any time if you have any questions. You can purchase it online. Web site is Verisign secure and safe for purchasing. More than 99% of our sales happen online. You can also call us and purchase over the phone. One further question: IMG says "For a complete description of Passport Protection Plus benefits, conditions, limitations, and exclusions, please see the certificate wording which is available upon request and prior to purchase. " Could you please either give me a URL or send me an attachment in email where I can see the actual certificate wording for the Protection America plan. They say I can review it prior to purchase, so I am requesting this from you. Thanks You can request it to be emailed to you before purchase. One question regarding the below where you say that Protection America participates in the First Health PPO. When IMG sends out the Medical ID cards, will it mention "First Health PPO" on the card? Since this is the card that has to be shown to the Hospitals - I wonder if it is written on the card - if not, how does the Hospital get to know that this is the network for this plan? Yes, First Health name and logo are printed on the ID card. Alrite now I understand, thanks for that explanation. "Legalese" in these certificates is sometimes hard to comprehend , so thanks for the detailed answer you have provided. I believe it is generally better to do separate online applications for Dad and Mom - so they are on different policy # rather than on the same application (for flexibility purposes, for later alterations etc). Is that correct? You mentioned that I can do a secure web purchase - can you give me the URL for doing the online order...(I am asking you for the URL for purchasing, just to confirm I am going to the right website for ordering). Whenever I get some time this week, I may want to complete the purchase. 1. That's right. It is better to do separate applications for each person. 2. You can make online purchase at /patriot-america-lite/medical-insurance/ Please let me know if you have any other questions.
Q:Going to school in France My daughter is going to school in France this fall. Though she is registered for one term, she may be staying for two. Can we buy insurance for the whole trip, which would be 9/06 to 5/06? Also, we will most likely be changing her return day - possibly to 7/07. Is this covered by the policy?
A:
{{currentOrigin}}/answers/travel-medical-insurance/going-to-school-in-francemy-daughter-is-going-to-school-in-france-this-fall-though-she-is-registered-38250/I assume you want to buy travel health insurance. In that case, you can purchase Protection America for any duration you like, anywhere from 5 days to 3 years. And after initial period, you can renew the insurance for any duration from 5 days to 1 year at a time. If her trip gets extended from 5/07 to 7/07, you can just renew the insurance. You can make instant purchase online at https://www.insubuy.com If your question pertains to any other insurance product, please let me know so that I can answer accordingly. Please let us know if you have any other questions. Thanks for that information. I was also wondering if the ticket insurance would apply to this as well. Trip cancellation insurance plans such as Patriot TRIP are primarily trip cancellation insurance and cover your non-refundable prepaid portion of your trip. In case you can't go to the trip for the covered reason, you get the money up to the trip cost back. There is not much medical coverage in trip cancellation insurance plans and coverage is only for 30 days. Please let me know if you have any other questions. One more question (at least for now!). Does the medical coverage include the US if we come home for a short time during an extended stay? Please look at 'Incidental home country coverage' and 'End of trip home country coverage' in the brochure at /patriot-america-lite/visitor-insurance/
Q:Repatriation of remains for J1 visa I am an exchange visitor with J1 visa. The repatriation of remains in the amount of $7,500 is needed.I can not find the detail information about medical repatriation plan on line. Can you tell me how can I purchase this kind of insurance and how much I need to pay? Thank you for your help! Best regards,
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/repatriation-of-remains-for-j1-visai-am-an-exchange-visitor-with-j1-visa-the-repatriation-of-remains-43959/If you are on J1 visa, you should look at Visit USA-Healthcare at /j1-visa-health-insurance/ It meets all the requirements of J1 visa, as mentioned at /exchange-visitor-insurance/ You can make instant purchase online. If you have any other questions, please feel free to contact us at any time. You can purchase stand alone medical evacuation and repatriation insurance for J1 visa holders at /medical-evacuation-and-repatriation-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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