There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visitor insurance application question I would like to purchase an insurance for my In-laws who is visiting USA. In the process of filing, I came across the option called “Primary Destination� and I tried to provide USA as they travel from INDIA to USA. But In the option, I don’t see USA.

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you we will need to know more information. Can you please advise the name of the plan you are purchasing? You may also receive assistance by contacting our office at (866) INSUBUY and speaking with a licensed agent.
{{currentOrigin}}/answers/visitors-health-insurance/visitor-insurance-application-questioni-would-like-to-purchase-an-insurance-for-my-inlaws-who-is-vis-49053/

Q:Travel Insurance I want to buy travel insurance for my parents who would be visiting US from 20th June - 30th July. Apart from using the insurance for emergency care, we would also like to visit a doctor. You can see the insurance he accepts - Can you let us know if anyone of your plans will be able to accommodate the insurance the doctor accepts.

A:
What kind of treatment are you looking for? Insurance will pay for whatever treatment medically necessary as long as it's not pre-ex or preventive care. As a broker we provide insurance from many companies. As a broker we provide insurance from many companies. Which insurance plan are you planning to purchase? Please visit our website at www.insubuy.comYou will find many plans and next to comprehensive plan you will see PPO network list. Please let us know if you have any further questions. My mother suffers from Parkinson's. Our aim to visit the doctor is only for consultation, not any treatment. Can you advice if insurance will pay for it? If you visit the link for that doctor, it mentions the insurance he accepts. Can you suggest me a plan which would accommodate that? Based on the information provided, the doctor consultation for Parkinson's would not be covered. The insurance plans available for a visitor to the U.S. are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. Pre-existing conditions, routine doctors' visits, immunizations, or medications in relation to pre-existing condition are not covered. There is no plan on the market which is designed to provide this kind of coverage for a visitor. If you have any additional questions please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/travel-insurancei-want-to-buy-travel-insurance-for-my-parents-who-would-be-visiting-us-from-20th-jun-29843/

Q:I am trying to buy insurance for my sister who is an Indian Citizen living in Canada and visiting me in Maryland US for 12 days. She is arriving in the US today at 6PM and departing on September 4th in the evening. While filling up the details, about applicant information, it gives a message, if the applicant is physically located in the country of Canada during this quoting session, then the purchase is prohibited and must be cancelled by clicking the cancelled button. How and should I purchase then, if she is already, THEN IT IS ALSO PROHIBITED.

A:
I think you were purchasing Atlas America plan. That plan you can't purchase if the insured person is physically located in CA and MD at the time of application. So you need to purchase Safe Travels USA Comprehensive coverage plan.
{{currentOrigin}}/answers/visitors-medical-insurance/indian-citizen-living-in-canada-visiting-the-united-states-for-12-days-56552/

Q:I am a British living in the UK. Travelling to America on 1 sep for a month with 3 friends. We are travelling through various states on a harley Davidson and require sufficient medical cover. Can u help?

A:
Thank you for contacting Insubuy for your insurance needs. There is a plan called Diplomat America that can cover you during your cross country motorcycle adventure. Please use the link listed below for more information on this plan and to generate a quote for coverage. As this plan is nonrenewable and non-refundable it is recommended that your read the material and contact our office for assistance if you have any questions in regards to this plan prior to purchase.
{{currentOrigin}}/answers/visitors-medical-insurance/traveling-in-america-for-1-month-with-friends-on-harleys-52472/

Q:The requirements for university are the same with the J2's requirements, which are, 1. Maximum coverage for medical benefits cannot be less than $100,000 per accident or illness. 2. Insurance provides at least $25,000 to send your remains to your home country. 3. Insurance must pay up to %50,000 for the expense of medical evacuation. 4. The deductible cannot be more than $500 per accident or illness. 5. The insurance must pay at least 75% of covered medical expenses. My wife an I have bought the Inbound Immigrant Bound from Insubuy, which is effected from Aug. 24 to Sept. 23. The Immigrant Bound covers the maternity fees only when the conception occurs at least 90 days after the effective date. I want an insurance can cover when the conception occurs right after the effective date.

A:
There is no individual plan available in the market that would cover maternity right away. You would just have to purchase the plan that meets the J2 visa requirements.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/maternity-coverage-for-new-immigrants-traveling-to-usa-57199/

Q:Insurance information for mother visiting USA I would like to discuss comprehensive insurance coverage for my mother who plans to visit me for five months starting next week. She is 58 years old and has diabetes mellitus- diet and exercise controlled and no other medical problems otherwise. I would like to schedule a phone meeting to discuss the details. Kindly guide me further.

A:
Thank you for your interest in purchasing insurance through us. Insurance for an international visitors will cover any new sickness, injuries or accidents that may occur after the eff. date of the policy. It does not cover any pre-existing or preventive care. However, some plan have coverage for acute onset of pre-existing conditions. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Please visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. You can narrow by the plans with pre-ex coverage. We called you and left a message also. Please call our office at (866)INSUBUY and any agent in our office will be glad to help you to select the right plan as per your requirements. Thank you this is helpful Does she need exam or anything like that or do I just enter the information online and purchase it? There is no medical examination. But if she visit dr. or hospital at that time attending physician will run some medical reports and based on that claim dept. will decide whether it’s pre-existing conditions or not. She can bring her medical records from her country and that will be always helpful. You can purchase insurance from our website at www.insubuy.com Or give us a call at (866)INSUBUY will be glad to process the application over the phone. Please let us know if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance/insurance-information-for-mother-visiting-usai-would-like-to-discuss-comprehensive-insurance-coverag-62980/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More