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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I purchased international travel insurance for my mother last year when we traveled to Italy. This summer, I am taking my mother to visit London mainly, and we will spend a few days in Paris. My questions to you are: Do I need insurance for UK visa? My mother is a Chinese citizen, but she holds a US green card. She is 78. I know in order to get French visa, I need to purchase Schengen insurance for her. If I purchase a Schengen insurance, will it be valid in UK in case something happens? Based on our situation, what would be your recommendation? To help you locate her file from last year, below is the information: Your suggestion is very much appreciated!

A:
Thank you for contacting Insubuy for your insurance needs. The plan purchased will cover anywhere outside of the home country and the USA. So the plan that you plan that you purchase for the Schengen visa will cover her in the UK as well provided the plan is in-force. If you have any additional questions please contact our office.
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Q:Hello, I am interested in purchasing one of your J-1 compliant insurance plans (ExchangeGuard) to cover my exchange visit to the US from July 15 to August 24, and I have some questions: - In the "Applicant Details" form, you ask about my Home Country. I am a Portuguese citizen currently studying in the UK. However, I will be moving out of my current address in the UK about two weeks prior to the start of my visit to the US. During those two weeks, and after I return from the US, my main address will be my parents' address in Portugal. Is it okay if I select Portugal as my Home Country and my parents' address as my Mailing Address (I will only be requesting online documents), or should I choose the UK and my current address there? - I will be flying from the UK to the US and back on July 15 and August 23, although these dates do not correspond to the dates on which I leave/return to my home country (Portugal). However, I do not require coverage outside these dates. Would it be okay to set these as Dates of Departure and Return in my Applicant Details form in that case? - Finally, I would like to confirm whether the ExchangeGuard plans include Repatriation of Remains and Medical Evacuation, and under which conditions. Also, : In the ExchangeGuard plans, is the policy max per injury/illness?

A:
Thank you for contacting Insubuy for your insurance needs. Your home country is the country where you principally reside. If this is Portugal, you may select Portugal as your home country. The plans will cover you anywhere outside of your home country, including the U.S. The ExchangeGuard does include coverage for emergency medical evacuation and repatriation of remains. You may view all of the plan benefits by using the link provided below. If you have any additional questions, please let us know. The policy maximum limit is per injury/Illness.
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Q:I am interested in Cancel Anytime for any reason insurance for a flight I recently purchased. I would like to know more about the policy. Do I need to provide any documentation for such insurance? What sort of refund/ coverage does that provide?

A:
In order for us to suggest any plan would like to know your age, trip cost, residence state, destination, initial trip deposit and final trip deposit date. Once we get the information above will be glad to send you quote by e-mail. Meantime, please visit our trip insurance section at:Travel Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Aloha, I would like to sign up for new and similar coverage for my mother who arrives today in the United States and will stay with me in Hawaii until Sept 10, 2019. She turns 85 on July 24.

A:
Thank you for contacting Insubuy for your insurance needs. Please use link provided below the plans available based on the information provided below. The Save Travels for Visitors to USA is a fixed coverage, which is similar to what you've purchased last time for her. You may purchase using the link provided below or over the phone by contacting our office at +1 (866) INSUBUY. If you have any additional questions, please let us now. Safe Travels for Visitors to USA
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Q:I am currently on a J1 visa. I need health insurance for 3 months from July to September. When I select I have been in the country for 2 years- it states - " No plans available". This is for Maryland. Have to meet J1 visitor requirements. Can you assist me

A:
Due to state restrictions, there are no plans available if you are physically located in the states of New York or Maryland at the time of purchase.
{{currentOrigin}}/answers/j-visa-insurance/j1-coverage-already-in-maryland-59000/

Q:I am a new immigrant of USA. I will land on USA on July 21th,2019. I can not get a long term medical insurance instantly after I arrive there, so could I buy a travel insurance for me or could you please recommend a short time insurance(For example,one month ) for me? thanks!

A:
We would be glad to assist. You would be able to be covered under one of our New Immigrant plans for the month you're needing until your domestic insurance begins. If you have any questions, or need any additional assistance, please let us know.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/greencard-holder-visiting-usa-short-term-71615/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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