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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My father has just received his green card and will leave India for US on Dec 14th. He will buy medical insurance through the exchange which will start on Jan 1. He is 86. What medical insurance can I get to cover him till Dec 31? Several plans I have tried to sign up for have declined him when I say "Yes" to "Are you a green card holder".

A:
We would not have any plans that can provide coverage to him for that period of time based on his age and green card status. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/green-card-india-medical-insurance-exchange-17735/

Q:I live in Australia Can I book a covid cover on behalf of my friend in Cambodia

A:
Yes, you can purchase insurance for someone else. You can find our plans that include Covid-19 benefits through this link: /covid19-travel-medical-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/covid-cover-cambodia-australia-50409/

Q:I want to buy 4 months of insurance (I am applying for the Portuguese D7 visa). i do not have the date I will be leaving. It can be February,l March, April... Can i buy without having a fixed date? (the length will be 4 months)....

A:
You can purchase the Travel Health Insurance with some date in February then you can change the effective date before the coverage start date using MyAccount
{{currentOrigin}}/answers/europe-visa-insurance/i-want-to-buy-4-months-of-insurance-applying-for-the-portuguese-d7-visa-donot-know-the-travel-dates-83212/

Q:From regular health check,. I was informed that there are gallstones in my body 5 years ago. As no symptom, my doctor suggest ultrasound screen every 6 months and no any treatment. If acute calculous cholecystitis attack and need necessary treatment at once while I travelling in US,. Is your visit insurance covered ?

A:
Visitors Insurance plans are not designed to cover pre-existing conditions. They are primarily designed to cover someone for new illnesses, injuries or accidents that exist in the body or occur after the effective date. Many plan options will include coverage for the acute onset of pre-existing conditions. The Visitors Protect plan will provide coverage for pre-existing conditions as long as you are medically fit to travel, and are not traveling to the US solely for the purposes of obtaining medical treatment. This plan must also be purchased while the insured is still in their home country. If you have any additional questions regarding the acute onset of pre-existing conditions, or the coverage for pre-existing conditions in Visitors Protect, please call our office at +1 (866) INSUBUY 467-8289.
{{currentOrigin}}/answers/visitors-medical-insurance/does-visitors-insurance-cover-a-regular-health-checkup-in-the-united-states-42475/

Q:In Oman a traveling agency is responsible of the tourists that fly to the country, is there an insurance coverage that protects the agency in case the tourist overstayed the visa validity?

A:
We don't offer that kind of insurance.
{{currentOrigin}}/answers/visitors-insurance-usa/in-oman-a-traveling-agency-is-responsible-of-tourists-that-fly-to-the-country-agency-need-insurance-39619/

Q:Is "Safe Travels USA Comprehensive" or "Visitors Protest Travel Insurance" extendable? Let's say, if I am not sure about the duration of our stay in the USA, can I buy 3 months coverage of any of these insurances and in case I need, extend it to 5 months later?

A:
Visitors Protect Travel insurance is not extendable. So you have to purchase for whole duration. Safe Travels USA Comprehensive insurance is extendable maximum up to 364days.
{{currentOrigin}}/answers/international-travel-health-insurance/is-safe-travels-usa-comprehensive-or-visitors-protest-travel-insurance-extendable-59934/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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