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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My wife and I and our two sons recently moved from the US to the UK. My wife and two sons will likely be back in the US for 1-2 months during the summer and all of us will be in the US for a week (either summer or Christmas) but I will mostly be in the UK. Could you please send me some information and cost for your PA+ plan?

A:
You can find the link below to the Patriot America Plus plan for coverage that will coverage U.S. citizen traveling to the USA needing coverage. If you have any additional questions please contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/us-citizen-temporary-medical-coverage-in-patriot-america-plus-35135/

Q:Our trip was cancelled due to the covid, can we cancel our insurance?

A:
You can send your cancellation request to cancel [at] insubuy.com
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Q:I wanted some help on the insurance amount that I paid. Can you have the insurance a rebate of 50% so that I can glide through this tough phase. I have already prepaid when things were healthy.

A:
Thank you for contacting Insubuy for your insurance needs. We are sorry to hear you are having a tough time during this situation, but there are no discounts as the premiums are governed by law. Please let us know If you have you have any additional questions, or concerns.
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Q:I was just wondering if a person who already started their trip can purchase insurance?

A:
Please be advised that a majority of the visitor medical insurance plans can be purchased with an effective date as soon as the next day. Do keep in mind that all the plans on the market for visitors will cover the same thing. They will cover any new injury or new illness that manifests after the effective date of the policy. They will not cover any pre-existing conditions, preventative care or routine care. You may quote and view visitor medical plans here. Please let us know if you have additional questions or need further assistance.
{{currentOrigin}}/answers/visitors-insurance-usa/purchasing-visitor-insurance-after-arrival-in-destination-16489/

Q:My inquiry was for 3 people: ages 43, 11, & 7. This was the result of comprehensive coverage plan for the 182 days. My family will be here with an immigrant visa, will this cover them. How can I find out which clinic/hospital is taking this health care coverage, First Health PPO Network? I am looking at the Safe Travels Plan. Also, I saw something that I need to fill out an application for approval?

A:
Thank you for your interest in purchasing insurance through us. If they are coming on Immigrant visa they will not be eligible to purchase Safe Travels plan. Please look at the New Immigrant section of our website for plans. You can find provider link next to each plan. Please feel free to contact us if you have any additional questions.
{{currentOrigin}}/answers/new-immigrant-health-insurance/new-immigrant-insurance-eligibility-and-network-options-73076/

Q:I am applying for my OPT. Do you have insurance plans that could cover for me?

A:
You may view plans in OPT section of our website. All plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance. Please let us know if you have addtiional questions.
{{currentOrigin}}/answers/other-insurance/opt-insurance-coverage-19990/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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