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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am looking the long term insurance where we can renew every year with 0% deduction.
Q:I am Zimbabwean and I will be travelling to the United Kingdom from the 6th of April 2020 until the 3rd of July 2020. It is for an internship and so it is vital that I have a medical maximum of at least 100,000 USD. It must also include repatriation of remains in that plan. I will be applying for a tier 5 British visa. I need to purchase it urgently an will need the certificate urgently. Please advise how long it will take to get a certificate after payment has been made.
Q:When I read the policy for insurance, it is not allowed to the military personnel (excluded for military duty). My insurance has to meet the following is the restriction that U.S government gave to me: a. Maximum coverage: at least $400,000 per year. b. Deductible: not to exceed $1,000 annually per family. c. Repatriation of remains in the event of death: $50,000. d. Medical evacuation in the event the insured must be returned to Korea due to a medical condition: $250,000. e. A selected insurance company can make medical payments to the U.S. Department of Defense medical facility.
Q:I am on H1B visa and I have medical insurance through my employer. I got married in 2019 November 27th and my spouse got H4 visa on January 22nd 2020 and still haven't arrived in US. My spouse can't be added to my employer medical insurance as 30 days passed and enrollment date is over. Which insurance plan I can buy for her which is compliant with needed requirements between the time I can enroll her with my company insurance which start on Jan 1st 2021?
Q:If deemed medically necessary would the Voyager Plus cover air ambulance? Voyager Plus requires one has a primary insurance policy in effect in the USA. Is it acceptable that my primary insurance is with the ACA Health Insurance program (on a government subsidized Health Exchange plan) in Arizona to be eligible for coverage under the Voyager Plus policy?
Q:I am interested in buying visitors insurance for my parents, who are coming to the USA. I am looking for the best option that covers acute onset of pre existing conditions in case something happens.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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