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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My sister is based in Pakistan has been diagnosed with Breast Cancer. The family's intention are for her to have her treatment in the USA. So, are there any healthcare insurance plans for international patients who travel to the USA for treatment.

A:
Thank you for contacting Insubuy for your insurance needs. There are no plans that will cover medical tourism for a visitor in the United States. This would be an out of pocket expense unfortunately.
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Q: My wife is 67 years old and is currently pending change of immigration status. She is not eligible for Medicare due to having only been in the USA since May 2019.

A:
Thank you for your interest in purchasing insurance through us. We have some insurance plans for new immigrants. Please enter appropriate criteria. You will find plan and compare them side by side. Please feel free to contact us if you have any additional questions.
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Q:May I ask what do you mean by additional requirements from the sponsor?

A:
Occasionally university will provide a Compliance form with specifics they want to see within and insurance plan for their scholars outside of these set by the U.S. department of state. If they have provided this to you please let us know so that we can find a plan that will match according to those specifications.
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Q:How do I know, when buying a insurance,the minimum coverage is 30.000 euro. What should the maximum coverage be?

A:
Thank you for contacting Insubuy for your insurance needs. The minimum policy maximum available is $50,000 which is more than enough to meet the Schengen visa insurance requirement. Please let us know if you have any additional questions.
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Q:I was looking to buy the insurance for my mom who is immigrating to U.S. this Feb. She had breast cancer surgery 5 years ago and she is still taking some medicine for after cancer treatment, so I was wondering is there any insurance she could buy to cover the drug expenses if she's running out the medicine she's taking now?

A:
Unfortunately, there is no insurance outside market will cover the medicine related to cancer. You have to pay from your pocket. You can enroll her under Obama Care plan if your state allows after getting Social Security number. Please call your state dept. of insurance on this.
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Q:I'm going to the US for three months (using J1 visa) but I already have insurance from February 1, 2020 till May 1, 2020. Could you advise me any particular option?

A:
We have several J1 plans, like ExchangeGuard and Atlas America that have a 5 day minimum purchase and can meet the standard J1 requirements. You will of course need to select at least a policy maximum option of $100,000, and a deductible not exceeding $500.00. If your sponsor has any additional requirements, please let us know so that we may confirm.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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