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Q:Blue cross application I have a question. I have a collapsed disc, herniated discs, bone spurs and arthritis in my back. Would my entire back be eliminated and if so, would I qualify to go into a type of high risk pool and how much more would that be for my policy? I'm applying for the Select Choice Plan III Blue Cross Blue Shield. I also have a deviated septum. Right now I'm still covered under my group insurance.
A:
{{currentOrigin}}/answers/other-insurance/blue-cross-applicationi-have-a-question-i-have-a-collapsed-disc-herniated-discs-bone-spurs-and-arthr-63741/Such questions can be answered for sure only after you submit the application with all your medical details and it goes through underwriting. That is exactly what the medical underwriting does. You are welcome to apply online at /short-term-health-insurance/ If you have any other questions, please feel free to contact me at any time. Thanks, I'm in the process of completing my application now. If one is accepted into a high risk pool, do you know if the coverage would be the same as the actual policy I'm applying for or would they give me a different policy with different features? Again, that can be determined only once the underwriting is complete. Before you commit to anything, you will be given a choice regarding what you are getting at what price. If you choose to accept it, good. If not, that's fine too.
Q:Global Medical Insurance My father travels to the US and rents a property in Tucson for 4-6 weeks per year. Unfortunately his annual travel insurance coverage in Australia have recently alterred their conditions and have decided not to renew his coverage for a pre-existing medical condition - heart disease. I have noticed that all travel insurance on your site states that they wont cover any pre-existing conditions. However, I also noticed that Global Medical Insurance does cover for pre-existing if you take out Platinum coverage. Did I read this correctly? Also, as this is quite an expensive annual coverage for something that is only required for 4-6 weeks per year, is there ways of short-term coverage on this? Or alternatively, probably against the rules, however can the policy be taken out under the monthly plan and then cancelled after 2 months? I really hope you can give me some favorable responses as my father is travelling your way in the next 2 days and no doubt would like to well into the future. His history is that he had a stent installed 10 years ago for angina. His last episode of angina was over 2.5 years ago, symptom free since then with his GP signing off on him being fit to travel with no expectations of concerns.
A:
{{currentOrigin}}/answers/international-health-insurance/global-medical-insurancemy-father-travels-to-the-us-and-rents-a-property-in-tucson-for-46-weeks-per-69562/You can look at GMI Platinum at /expatriate-health-insurance/ It is not meant to be 2 months coverage. It is annually renewable major medical plan. It covers pre-existing conditions just like any other condition, if disclosed on application and not excluded/restricted by rider. But I have never seen anything not excluded/restricted by rider. For short term travel, I recommend you look at /atlasamerica-insurance/ It provides the coverage for $15,000 in acute onset of pre-existing conditions. For new conditions, you can choose from $50,000 to $1,000,000. If you have any other questions, please feel free to contact us at any time.
Q:Visiting scholar health insurance I am going to a university in the US as a visiting scholar. And I am required to buy insurance before the university process the visa. The minimum coverage should include: 1. Medical benefits of at least $50.000(US$)per accident or illness; 2. Repatriation of remains in the amount of $7.500 (US$); 3. Expenses associated with the medical evacuationof the exchange visitor to my home country in the amout of $10.000 (US$); 4. A deductible not to exceed $500 per accident or illness. I need to get the proof of health insurance for the visa processing. I would much obliged if you can provide any suggestion
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/visiting-scholar-health-insurancei-am-going-to-a-university-in-the-us-as-a-visiting-scholar-and-i-am-72674/You can buy Patriot Exchange Program, available at /j1-visa-health-insurance/ Thanks for the information, but how can I get the proof of the insurance? Once you buy the insurance, it will be emailed and mailed to you. Also, you can download at any time from /myaccount/
Q:Patriot America vs Patriot GoTravel America visitor medical insurance Hello, I have one more question. Between Patriot Go travel and Patriot America what is the main difference. (My mom has currently has inbound usa till March 15th 2009. She came on Sep 15 2008. )
A:
{{currentOrigin}}/answers/visitors-health-insurance/patriot-america-vs-patriot-gotravel-america-visitor-medical-insurancehello-i-have-one-more-question-29026/Patriot Go Travel does not cover emergency medical evacuation, repatriation of remains, loss of checked luggage and injury to teeth in an accident. Those are all covered in Patriot America. I just had a customer from San Diego, CA who took his parents to Yosemite National Park where he had car accident. His father needed to be evacuated to major city by helicopter and the cost was around $22,000. Unfortunately, he had purchased Patriot GoTravel and it didn't cover that part but covered other medical expenses. Therefore, I recommend that, among the two, you choose Patriot America. Few dollars that you pay more are really worth it. If you have any other questions, please feel free to contact us at any time.
Q:Marine health insurance Dear Sir, I'm a Capitain on board a 745 catamara, We work on 3 on board and i"d like to buy the insurance for the 3 of us ( we're brazilian citizens). Is it possible for you to send 3 payment forms, for me so I can send to my Boss office for his secretary pay everything?? Best Regards.
A:
{{currentOrigin}}/answers/other-insurance/marine-health-insurancedear-sir-im-a-capitain-on-board-a-745-catamara-we-work-on-3-on-board-and-i-90747/You can apply online with credit card (or debit card) at /marine-crew-health-insurance/ Please let me know if you have any other questions. OK, I will apply at internet. I'm sorry, but Yes, I have one last question..... Our adress is going to be in Brazil, How is it to receive a license or a card...from the health insurance??? is there one I believe?...right... We will send you the card to whatever address you specify.
Q:inquire about J1 EV health insurance Dear Sir, I am writing to inquire about the J1 EV health insurance in your company. I am a 30 year-old Anesthesiologist in China, I will go to USA to be a Exchange visitor for 6 months in Chicago a few months later.I want to buy J1 EV health insurance now .My questions is below: 1.what kind of insurance your company do you suggest me to choose to cover my J1 EV duration in USA?How much is it? 2.If I decide to purchase j1 EV health insurance in your company , how to pay the fee to your company?(I am in China now) .I 've heard of the MasterCard (or the VisaCard)of the Bank of China can be uesd in USA, can I pay you by that? 3.My situation now is that I am not sure what is the exact date I will arrive in USA, because I am applying to the Consul for the J1 EV visa, so I don't know when will I get it .So, under this situation, can I buy the health insurance now? If yes, how what will be written in the Insurance Contract? What 's more, if my application for visa was rejected, and my visit to USA would be cancel, can I have my insurance fee back from your company if I have pay first? I am looking forward to your reply! Best regards!
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/inquire-about-j1-ev-health-insurancedear-sir-i-am-writing-to-inquire-about-the-j1-ev-health-insuran-12825/1. Please look at Patriot Exchange visitor insurance at /j1-visa-health-insurance/ It is $41.10 per month. 2. You can pay with the credit card: MasterCard, Visa, American Express or Discover. 3. You must specify the effective date. You can request us to change the effective date later, before the original effective date. You get the full refund before the effective date of the policy. Please feel free to contact us at any time if you have any other questions. Thank you for your reply! I still have two questions: 1. Now I didn't have a credit card. It will take me 15 work days to apply for a credit card in my country. Now I want to buy the health insurance as soon as possible,can you recommend me another way of quick payment? 2 . The hospital I will visit in USA ask me to submit a proof of health insurance agreement, if I have bought the health insurance in your company, could you do me a favor to send a copy of the insurance agreement to the hospital for me (because it would take several days for me to recieve the mail of agreement ,it you send it directly to the hospital , it will save a lot of time for me)?If yes, how much is it? Longing for your reply! Best regards! 1. You can use debit card. 2. You can specify the hospital address when you buy it and it will go directly to them.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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