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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am planning to buy travel and health insurance for my mother-in-law visiting us for 6 months. Thing is that she only has a first name (in other words, no last name at all). Given this, can you please suggest what I should for "last name" when buying the policy with "Atlas America" or "Safe Travels USA"? Thank you.

A:
Thank you for contacting Insubuy. If there is not a last name then you would list LNU (last name unknown) so that you can continue through the application.
{{currentOrigin}}/answers/visitors-medical-insurance/insurance-no-last-name-lnu-52202/

Q:my father has insurance he needs to extend. but he wants to switch to another plan which can cover existing diseases more than two years? Can you recommend any plan? Thank you

A:
Thank you for contacting Insubuy. There will not be a plan that will cover the cost of pre-existing conditions are far as maintenance and medications.
{{currentOrigin}}/answers/visitors-insurance-usa/father-pre-existing-condition-coverage-34668/

Q:I work remotely from several different countries but based out of NYC/USA. I hold an American and British passport. I am looking to break from my current employer and their health coverage in order to work for myself and consult globally on my own terms. I am looking for the right health coverage that will cover medical and prescription dental and vision. I am based out of NYC but live in Antigua and frequent Croatia. I am healthy I am just looking for something basic to cover me no matter where I travel and looking to pay ~$2000 USD annual.

A:
Please look at /expatriate-health-insurance/ Those plans are primarily meant for people who live outside the USA. If you travel for duration less than 30 days (or 45 days in some plans) and already have the coverage in your home country you can purchase annual multi trip insurance for international trips
{{currentOrigin}}/answers/international-private-medical-insurance/expatriate-insurance-international-trips-home-country-coverage-28626/

Q:My parents are traveling from India to USA next month on Visitor Visa and I want to take medical insurance for them. Am I allowed to take separate application with different insurance for both of them?

A:
Thank you for your interest in purchasing insurance through us. Yes. You can do two separate applications if you would like to purchase different insurances for each person. Please feel free to contact us if you need any further assistance.
{{currentOrigin}}/answers/visitors-medical-insurance/parents-traveling-separate-applications-18412/

Q:I am trying to get an insurance for my mother who will be coming from India to US for around 157 days . She is 61 years old and does not have any pre existing medical conditions. I wanted to know the major difference between the two comprehensive plans : Patriot America & Safe travels USA . I am looking for a comprehensive plan. She does not have any pre - existing issues, so which one would you recommend?

A:
Thank you for your interest in purchasing insurance through us. Here is the fast comparison link for Safe Travels USA plan and Patriot America plan Patriot America will cost less compare to Safe Travels USA for her age.
{{currentOrigin}}/answers/visitors-insurance/insurance-visiting-mother-pre-existing-conditions-76920/

Q:Do you have Health insurance for green card holders living in California

A:
Thank you for your interest in purchasing insurance through us. Can you please provide their age, how long they have been US, primary residence country US or outside US, any current or prior insurance? Once we get the information above will be glad to send you quote by e-mail. Meantime, please visit our Immigrant visa insurance section Please enter appropriate criteria. You will find many plans and you can also compare them side by side.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/health-insurance-green-card-holders-76979/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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