There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am travelling to USA ( CA/FL/DC/NY) from 10th to 30th July 2016. I wish to have insurance coverage for this period of travel. I have some existing problem of minor Disc Herniation in my lower back. Please advise how to cover this existing problem and what would be best and most economical premium cover for this?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is no plan on the market that will cover your pre-existing condition. The plans for visitors will cover any new illness or injury that occurs after the effective date of the plan. While some plans do include coverage for an acute onset of a pre-existing condition for people less than 70, a disc herniation would not fall under that benefit. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance/routine-coverage-for-pre-existing-medical-conditions-in-visitor-insurance-63980/

Q:I am a Russian citizen. Soon I have a trip to US from the Netherlands. Is it correct that I can buy and use a comprehensive coverage travel insurance plan Atlas America? I asked another company they told me that "the comprehensive plans are only available to U.S Residents. " Is it correct? Or I can buy and use (in case of medical emergencies) it from your company?

A:
You are eligible to purchase the Atlas America plan to cover you while you are in the US. That is one of our main plans for visitors to the US. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitor-insurance/b2-russian-citizen-visiting-us-83921/

Q:I had a question regarding the benefits for the various insurance companies that you have listed. Under the benefits, what does a dollar amount mean next to "medical evacuation/repatriation"? Does it mean that the insurance would cover or that it does not cover? Or subsequently, can you tell me which companies or plans do cover medical evacuation/repatriation. I have a group of students traveling to Italy for the time of 6.5 months to study, and the Italian government requires insurance that covers medical evacuation and repatriation. Thank you for your time and any information would be greatly appreciated.

A:
Thank you for your interest in purchasing insurance through us. To clarify, the plans you would need for the Schengen Visa would be found here. The plans in this section will meet the Schengen visa requirements and as mentioned do include the necessary coverage for the medical evacuation/repatriation. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/europe-travel-insurance/medical-evacuation-coverage-in-schengen-health-insurance-10486/

Q:As I would be visiting USA for a month from 12th May to 13th June with other 4 persons. Please let me know the minimum premium for our health coverage.

A:
Thank you for your interest in purchasing insurance through us. Are you planning to do Group Policy or Individual Policy? Please enter appropriate criteria in the hyperlinks above. You will find many plans and you can also compare them side by side. If you provide traveler's age and which state do you need coverage will be glad to suggest you some insurance plan accordingly.
{{currentOrigin}}/answers/visitors-health-insurance/travel-health-insurance-for-group-and-individual-69783/

Q:I would like more information about health insurance for my parents that are coming to the United States for 50 days. They will be leaving Brazil on May 12 and returning to Brazil on June 30. My question is if the comprehensive plan covers car accident and skin problems like allergies. My husband and I want to travel with them while they are in the United States and I want to make sure they are cover for everything in case of an emergency.

A:
As a broker we provide insurance from most of the major companies that is available in US Market. Essentially all the plan fall into two categories fixed and comprehensive. Fixed plan cost less and it provides limited coverage while comprehensive plan costs more and it is very similar to our domestic short term plan. You are looking for insurance that provides better coverage, so you should go for a comprehensive plan. We recommend Patriot America Plus plan. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance-usa/b2-insurance-for-parents-visiting-from-brazil-51958/

Q:Do you have a plan that covers maternity?

A:
Thank you for contacting Insubuy for your insurance needs. We will need additional information before we can answer this question. What visa status are they on, what state will they be visiting and is the person already pregnant? If you would like to call and speak with a licensed agent please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/travelers-health-insurance-information-needed-96111/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More