There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visitors have already arrived, can I still get them insurance? Hi, My parents are visiting first time in US, however i didn't realize of taking insurance as soon they get in US. It's been a month and they are healthy. Question: Is their a way or use if i apply for health insurance now ? Note : That i am not going to use it as soon as i purchased as i dont see any health issues. Thanks

A:
Hello, Yes, there are still plans that they are eligible for after their arrival. You can get quotes and review the different plans available at www.insubuy.com . If you have any questions or need additional assistance you can contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/visitors-have-already-arrived-can-i-still-get-them-insurancehi-my-parents-are-visiting-first-time-in-80769/

Q:How much coverage can I get with a comprehensive plan? Hi, I am looking to purchase comprehensive coverage plans for my in-laws. I would like to find out if there are any plans that offer > $50K maximum coverage. I couldn't find any such plan on the insubuy website, the comprehensive coverage plans seem to be maxing out at $50K. Thanks

A:
There are many comprehensive plans available for individuals and the policy maximums available will depend on the age group of the person or persons applying. Many of the plans will have policy maximums of $50,000 to $1,000,000 for people up to age 69, up to 100,000 for people in their 70's and so on. There may be fewer plans available in certain states, but usually multiple plan options will be available.
{{currentOrigin}}/answers/visitors-health-insurance/how-much-coverage-can-i-get-with-a-comprehensive-planhi-i-am-looking-to-purchase-comprehensive-cover-40657/

Q:Coverage in my country of residence Greetings: • I am a dual citizen: Canada/USA. • I am leaving Europe (Poland) and returning to Canada • I need medical coverage for about 3-4 months • I have only one pre-existing condition which is some gallstones but no acute episodes • I need an insurance that will cover me starting June 30-Novemebr 1 • I will not travel to the USA or other country but direct to Canada Can you tell me which plan would be good? I Only have medicare part A and I am going to Canada to permanently reside. Thank you

A:
Hello, Thank you for contacting Insubuy for your insurance needs. However, there are no plans that we can offer you to cover you in your resident country.
{{currentOrigin}}/answers/international-travel-medical-insurance/coverage-in-my-country-of-residencegreetings-i-am-a-dual-citizen-canadausa-i-am-leaving-europe-pol-86406/

Q:My family are planing to travel to US for a visit and we are considering to purchase your travel insurance. We have four basic questions before purchasing as follows: 1. Should we refer to the Brochure for all the details of insurance policy despite of plans we choose? 2. Is the benefit extension lasts for 90 days, which means if anything happens during the insured period, how long will the benefit last if the medical treatment takes longer than my insured period? 3. What is your renewal policy? Do you have minimum purchase period to offer renewal options? 4. Is it possible for us to renew the same insurance policy with the same price even if something already happens(e.g. already in hospital)? Thanks a lot in advance.

A:
1. Yes, we would recommend reviewing the brochure and certificate wording to know more information regarding your policy. You may also contact our office at (866) INSUBUY to speak with a licensed agent. 2. The benefit period will vary depending upon the plan you choose. We are a broker, and offer all of the major plans on the market. We will need to know which plan you are inquiring about in order to give you information regarding that plans benefit period. 3. Many of the plans on our website are renewable. Depending on the plan, you may have to purchase a minimum of 5 days to 1 month in order to have the ability to renew. Renewals can be done online or over the phone by contacting our office. You must also renew the policy before it expires. 4. As far as the pricing at the time of renewal, this is also dependent upon the plan you choose. Many plans will maintain the same price at the time of renewal with the additional of a $5.00 renewal fee. If you have any additional question please let us know. You may also contact our office directly at (866) INSUBUY.
{{currentOrigin}}/answers/visitors-medical-insurance/what-documents-should-we-review-when-purchasing-insurance-for-plan-details-10842/

Q:Maternity and Delivery coverage in the U.S. Hello, I am a Mexican citizen , im planning on getting pregnant and have my baby deliver in a Laredo Texas hospital since i dont trust the hospitals in my city, ive heard of health insurances that cover birth, do you have that kind coverage and if so, can i, as a non us citizen can have one? Thanks

A:
Hello, There are no plans on the market that are going to cover your pregnancy. If you want to have a baby in the United States you will have to pay for it out of pocket because no insurance will cover that for you. The only insurance that covers pregnancy is a Domestic plan and those are only available to residents and citizens of the USA.
{{currentOrigin}}/answers/visitors-health-insurance/maternity-and-delivery-coverage-in-the-ushello-i-am-a-mexican-citizen-im-planning-on-getting-pregna-62507/

Q:I'm interested in Atlas America insurance. Do you mail to that address the documents or do you mail me electronically? In other words, do you send documents that I have to sign/bring with me? In this case, I have to put my American address (probably work address).

A:
While purchasing Atlas America insurance you will have to answer one questions: Fulfillment: Select regular mail instead of online. If you select regular fulfillment then you will receive e-mail and plastic card by mail on whichever address you specify in the application. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-student-health-insurance/f-visa-insurance-fulfillment-options-13682/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More