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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Can you tell me the closest urgent care facilities close to 9**** that I can visit and avail direct billing
Q:Hey there, Im not sure whether youll be able to advise but Im getting rather desperate. I need to purchase short term medical insurance cover for an international exchange to the US. The applicant will be 29 years old, male, UK resident, German citizen, and is due to study for 6 weeks at Stanford University, so coverage will be required for around 60 days. Stanford has a default health insurance plan, called Cardinal Care, that students are automatically enrolled it. However, our plan would be to try and waive the university provided insurance in favour of a short term plan thats more financially manageable. Here are the requirements for waiving Cardinal Care1. Annual deductible less than 1,000 USD2. Lifetime aggregate maximum benefits of at least 2,000,000 USDOR2. Maximum per conditioner lifetime benefit of at least 500,000 USD3. Covers inpatient and outpatient medical care in the San Francisco Bay Area in the U.S.4. Covers inpatient and outpatient mental health care in the San Francisco Bay Area in the U.S. 5. Covers prescription 6. Covers nonemergency as well as emergency care7. Policy covers preexisting conditions I admit I find it extremely difficult to judge whether any short term insurance plan I can find online would be able to cover these requirements even with asterisks where appropriate. Any advice or pointers towards finding one would be be very much appreciated.
Q:What is the difference between Patriot America Plus and Beacon America policies? Are these poilicies valid in Canada too?
Q:Is there an option to pay the pay the premium monthly for the issuance to be taken for six months?
Q:If a visitor met with an injury and then if he takes the visitors insurance plan, will the insurance plan cover the claim?
Q:Hello TeamLooking for dependents insurance for 6 months, were my dependents are healthy and do not require any frequently visit to doctor. Looking for basic medical insurance accident coverage.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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