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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q: If I buy the Patriot Exchange or Student Health Advantage insurance plan from you and my school declines the waiver form because requirement is not met, would I be able to do a refund then?

A:
Here is the refund rule for Patriot Exchange plan: Patriot Exchange Refund Policy Refund rule for Student Health Advantage: Student Health Advantage Refund Policy Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-student-health-insurance/f1-student-plans-cancellation-policy-25618/

Q:I am an international student with F1 visa, so I guess my plan is in F1 section and not J1/J2 section. For the F1 section, does it also meet the requirements?

A:
Yes, that is correct. The plans still meet the requirements as listed. The location will depend on which plan you purchase but they are all in the US.
{{currentOrigin}}/answers/international-student-health-insurance/f1-standard-insurance-requirements-47534/

Q:Can I put my European address in the Careington Dental Plan form?

A:
Unfortunately, as these plans only work within the United States you will be required to provide an address within the U.S.
{{currentOrigin}}/answers/other-insurance/address-in-careington-dental-plan-form-48768/

Q:Here attached is the waiver form from the school. Does insubuy fulfill the requirement? Thank you.

A:
Since they don't list any specific requirements then any plan in the student section of our website will meet the requirements. If you need additional assistance please feel free to contact our office
{{currentOrigin}}/answers/f1-visa-insurance/waiver-requirements-42226/

Q:I am applying for a Visa to go live in Spain for a year. I am not sure of the first day of my travels but do need to have proof of insurance to show the consulate. How do you usually handle these issues?

A:
Thank you for contacting Insubuy for your insurance needs. You choose a date as close as possible to the date of travel and then when you have the actual date you can make adjustments. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/europe-visa-insurance/coverage-dates-for-schengen-visa-insurance-13008/

Q:My long-time girlfriend, Brazilian native, is pregnant. I would like to bring her to USA for permanent residence and for childbirth. She has B1/B2 visa. Are there insurance options for obstetrics?

A:
Unfortunately, there is not an insurance that you can purchase that will cover maternity or delivery expenses for a visitor into the United States. If she will have a baby here in the United States you will have to cover this expense out of pocket 100%. Maternity & Delivery FAQ If you have any additional questions please contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/pregnancy-coverage-for-b2-visa-98852/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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