There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am Looking for a policy for my parents. Have earlier always bought Safe travels America from Insubuy. This time I realized that the max coverage is 50K, now when I see other policies where coverage/policy maximum is more (100K) individual categories like outpatient surgery says 6000 what does that mean if there is a surgery required would insurance pay till 6000 or up to 100K

A:
For the Safe travels Elite and other Fixed coverage plans they cover fixed amounts depending on a schedule of benefits. we always recommend you purchase a Comprehensive plan since most of them cover up to 100% after the deductible.
{{currentOrigin}}/answers/visitors-insurance/max-coverage-is-50koutpatient-surgery-says-6000-what-does-that-mean-would-insurance-pay-till-6000-50800/

Q:I am an An American Citizen...but will be departing from the DOMINICAN REPUBLIC...to ECUADOR. THEN ONWARD FIGHT to Peru or COLOMBIA. I WANT A BASIC LOW COST 5-DAY TRAVEL-MEDICAL PLAN.

A:
thank you for contacting Inshubuy. If you can enter your information in this link we can quote all our available plans. /travel-health-insurance/
{{currentOrigin}}/answers/international-travel-medical-insurance/dominican-republicto-ecuador-then-onward-fight-to-peru-or-colombia-i-want-a-basic-low-cost-20293/

Q:how do i lodge a claim on line ?

A:
If you have a policy with Insubuy, you should be able to access My Account on the Insubuy website and login with your policy certificate number and date of birth of the primary insured. Once logged in you will see a link for Claims and there you will find forms and instructions. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/trip-insurance/claim-lodge-28615/

Q:I am a US citizen but live abroad. I am going to spend 3 months with my son in Texas and I need medical insurance. In the past I have purchased Patriot Plus several times. But I want to make sure that this insurance will cover medical emergencies despite the fact that I am a US citizen.

A:
Patriot America Plus Insurance provides coverage any where outside your country of residence. Even though you are US Citizen but you live abroad and visiting US temporarily.
{{currentOrigin}}/answers/international-travel-health-insurance/i-am-a-us-citizen-but-live-abroad-i-am-going-to-spend-3-months-us-need-medical-insurance-88244/

Q:Does this insurance apply to US citizens/residents traveling outside USA?

A:
We offer plans to non U.S. residents and non U.S. citizens, as well as U.S. citizens and residents. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/insurance-citizens-residents-traveling-outside-usa-61653/

Q:we plan to purchase the Beacon insurance with existing pre-conditions (my husband has hypertension). we will travel in South Africa and Namibia. I read the ambulance is covered if there is a hospitalization. what about an helicopter if the area is far from any medical center? thank you, Annalisa

A:
Beacon can cover an Acute Onset of a pre-existing condition only as well as an emergency medical evacuation up to the maximum of the policy you purchase. The medical evacuation covers the cost of transporting the insured to the nearest medical facility that can treat them.
{{currentOrigin}}/answers/international-travel-medical-insurance/beacon-medical-evacuation-and-repatriation-89467/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More