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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Atlas Application Question My parents will go to US to see me so they want to buy the Atlas/International Citizen Group Insurance. When filling the form online, my father need to answer the question “Country: (where mail will be received)�. Since he want to use my US address as the mailing address, should he answer this question by typing in “United States�? Or because that he lives in China, it should be “China�?

A:
Thank you for your interest in purchasing insurance through us. You would choose United States as the mailing address country and then your address here in the US. If you need additional assistance please feel free to contact our office.
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Q:I purchased 1 month + 3 months patriot exchange plan for my wife and 2 children, because of credit card limitations I purchased them separately. I will purchase more 2 months. But, after purchasing I want an ID card for the whole 6 months and a Visa letter also. Is that possible?

A:
No. But you can renew the same policy with same certificate number. You can use your bank debit card or check to renew policy. If you renew the policy we might request that to compliance dept.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/purchased-patriot-america-need-6-months-reflection-in-id-card-46239/

Q:Kailash - Mansarovar Yatra Insurance Hello, I was checking the plan details online for Kailash-Mansarovar trip. But, does your plan cover emergency evacuation service? Let me know ASAP.

A:
Thank you for contacting Insubuy. The plans provide coverage for the emergency medical evacuation of the insured, but in order to inform you of the specific benefits we will need to know more information. Is there a specific plan you were interested in? Yes the Kailash-Mansarovar insurance plan. The Atlas International plan provides a $1,000,000 lifetime maximum for the emergency medical evacuation to the nearest available medical facility. If you have any additional questions please let us know. Just wanted to make sure before purchasing the kailash mansarovar insurance ( Atlas international single plan ) * the plan covers the Canadian resident departing from India for Kailash-Mansarovar trip to China as a destination ! * it Covers Emergency Evacuation (by helicopter or whatever means) and Medical emergency. *it will cover the trip part outside India on the way to the trip. The plan will cover the insured anywhere outside of their home country. The insured cannot be physically located in Canada at the time of purchase. This plan will have to be purchased once they depart on the trip. This plan also provides the coverage for the medical evacuation. I have also attached the policy certificate wording for your review. If you have any additional questions please let us know.
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Q:I am a British citizen and I am planning to travel to the states on 30th Nov for two months. I will be spending most of my time in St Roberts, Missouri, and I also plan on visiting other states such as NYC, Texas, Florida, etc. I am 14 weeks pregnant right now so I would like to have a package with maternity care, where I can have my routine scans (preferably in any state/city). Please note that I will be returning back to UK at 26 weeks and I will not be having the delivery in USA. Could you please tell me the cheapest package which fits my requirement? I do not require any other form of travel insurance - only maternity care with the routine scans! I thank you in anticipation and look forward to an early favourable reply so I can proceed to booking my ticket once this is covered!

A:
Thank you for your interest in purchasing insurance through us. There is no short term plan for an international visitor which covers routine check for pregnancy. There is only one plan which covers only complication of pregnancy up to 26wks. Please find more information on complication of pregnancy benefits explanation attached herewith. Atlas America brochure, instant purchase link Please let us know if you have any further questions.
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Q:I am J1 Scholar and looking for travel insurance to meet my J1 requirement for 18 months. I found "Liaison Continent B" insurance as suitable and affordable plan and would like to know if you can issue a certificate indicating following minimum amounts if I purchase insurance with your company: 1. Medical illness/injury coverage per person: 100,000 2. Return of mortal remains: 25000 3. Medical evacuation: 50,000 4. Deductible: 500 5. Rating: I need quote and will be in need of certificate with exact amounts mentioned not general text like 'overall maximum etc....' that is not acceptable to our program.

A:
Liaison Continent plan B does not meet J1 visa requirements. You can purchase Atlas Exchange or Atlas Essential plan. Atlas Essential is very similar to Liaison Continent B. You can compare these plan at the J1 Visa Health Insurance section on our website. When it's says overall policy max. that means it will cover up to policy max. you have chosen. We sell this J1 visa insurance everyday. So we are well aware with the requirements.
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Q:Hello, my name is Taehwan and I am an international student studying in Boston. I'll be graduating this December and will be on OPT starting in February. I will be working in Massachusetts and I was wondering if any of your insurance meets Massachusetts State Health Care requirement, as I know that the state of Massachusetts has some stringent requirements in comparison to other U.S. states. I look forward to hearing from you soon.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, we do not offer any plans which will meet the Massachusetts State Health Care requirement. We would recommend purchasing insurance from your employer directly. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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