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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My wife is on H4 Visa (dependent) who recently came to USA. Can I buy Insubuy medical plan?

A:
Thank you for contacting Insubuy for your insurance needs. You may purchase the Patriot America plan for your wife until she is eligible to purchase a domestic insurance or insurance from your employer. If you have any additional questions please let us know.
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Q:My name is Yunus. I'm visiting Scholar at Georgetown University in Washington DC. I need J1 Medical Insurance for me and my family or only for my children. There is information below about me and my family. what is the insurance fee/price for me and my family? We want to pay monthly and we want to cancel the time we want. I need a basic plan and cheapest. Thank you. Birth Dates: Myself - 01.01.1980 My Wife - 11.25.1983 My first daughter - 09.23.2015 My second daughter - 12.09.2016 J1 program period: 15 August 2017 -15 August 2018

A:
You can purchase Atlas Exchange plan if there is no additional requirements from your school other than Standard J1/J2 visa requirements. We have sent quote in a separate e-mail also. You can find various plans on our J1/J2 Visa Health Insurance section. Please let us know if you have any further questions.
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Q:If I have paid for an insurance plan, how can I get the proof of active health insurance? by Email ?

A:
Yes. As soon as you purchase insurance you will receive confirmation by an e-mail Please feel free to contact us if you have any further questions.
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Q:I chose a plan for my opt. Is there any payment plan instead of paying full one time?

A:
Yes. You can enter the start date and end date for one month. For e.g. 09/05 start date and end date 10/04 that way you will pay for 1m and extend the policy monthly. Link for OPT insurance can be found here Please let us know if you need any further clarification.
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Q:I am getting a short-term plan for my husband who just immigrated here with a green card. It says the plan is not extendable. If he ends up needing the plan for longer than he originally signs up for, is it can he just apply again once it expires?

A:
You can repurchase the International Major Medical policy as long as you are non US Citizen and that plan is available in the state you are moving to. Please feel free to contact us if you have any further questions.
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Q:I am just about to click the purchase button but need to clarify whether this option meets my schools Western Michigan University, requirement: Atlas Exchange - International Student Health Insurance - Health insurance for foreign students or exchange visitors in USA.

A:
Our Atlas Exchange plan meets your school requirements. You can complete the purchase using the link provided. Please let us know if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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