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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm traveling to the US to visit my partner and in need of a health insurance that's flexible because we plan to get married after 6 months. So I want a health insurance that I could change or cancel after 6 months when I become her spouse. I'd like to know if your plans cover outpatient care - like checkups to the doctor and getting prescription medications. I have bipolar disorder so I would need checkup with doctor to get medications. What is your best plan for me?

A:
There is no short term plan for an international visitor which covers routine maintenance for the pre-existing conditions. Insurance will pay for whatever treatment medically necessary as long as it's not related to pre-existing or preventive care. You can purchase Patriot America Plus plan which covers new sickness, injuries or accidents that may occur after the effective date of the policy. Patriot America brochure, instant purchase and other useful information, Please review this plan information and feel free to contact us if you have any further questions.
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Q:My parents are visiting US in the month of May for 3.5 months. They have visitor visa B2. I would like to know the quotation of the medical insurance.

A:
As a broker, we provide insurance from many companies. If you provide the travelers ages and the dates you would like coverage then we will be glad to send you a quote by e-mail. Please use the link to review the Atlas America plan. You can find other plans at our website by entering the required information and clicking on search & compare.
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Q:I will be travelling to the United States for a J1 from June 1-August 15. Do you provide a plan that I can purchase that meets these requirements: - Medical benefits of at least $100,000 per accident or illness - Payment for repatriation (preparation and transportation of remains to home country) in case of death in the amount of $25,000 - Payment for medical evacuation (transportation to home country on advice of attending physician) in the amount of $50,000 - A deductible not to exceed $500 per accident or illness - Coverage of pre-existing conditions after a reasonable waiting period - Payment by the insurance company of at least 75% of the costs of medical care (the patient must not be required to pay more than 25% of medical care costs) Looking forward to hearing from you.

A:
We provide many insurance products that meets standard J1 visa requirements. You can purchase Atlas Exchange plan with 12 months pre-ex. Patriot Exchange Program plan you can be purchase only in monthly increments. You can compare Atlas Exchange plan with other J1 plans at our J1 Visa Health Insurance section. Please feel free to contact us if you have any further questions.
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Q:I am a visiting scholar in one of US University and my husband and i are going to come to US next month. I want to know that if i can use your insurance or not?? How can i use your insurance? Actually i am pregnant. I have a question, Does your insurance plan cover maternity cost?/ Please help me. I really need your cooperation.

A:
Although we do have plans that will cover J1/J2 visa visiting scholars there unfortunately is not a plan that will cover your pregnancy if it has happened before the effective date of the policy. So anything as it relates to your pregnancy would not be covered. You are welcome to review the available plans in the J1/J2 Visa (Exchange Visitor) Insurance section of our website using the link listed. If you need any further clarification please feel free to contact our office.
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Q:I am an international medical student approved for an elective at Cleveland Clinic Ohio. I would like to buy a health insurance from 8th of May to 2nd June. I would want to know further details and plans. Thank you in advance for paying attention to my mail. I look forward to receiving your response.

A:
Before we suggest any plan would like to know is there any insurance requirements from your school that needs to meet. If, yes. Please send us the requirements in pdf attachment. Are you on J1 visa of F1 visa? Otherwise, you can purchase any of the plan from our International Student insurance section at our website. J1 Visa Insurance Please feel free to contact us if you have any further questions.
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Q:I just wanted to know which of the plans complies with J1 visa requirements.

A:
We have many insurance plans that meets standard J1/J2 visa requirements. Please look at our J1/J2 Visa Insurance section on our website to view the plans. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any additional requirements, please send it to us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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