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Todas las preguntas se contestan por profesionales licenciados de seguros con experiencia en los Estados Unidos.

P:Green card holder insurance questions Sir, We two GREEN CARD holders visiting Miami, Florida for a period between Sep/19, 2016 and Nov/28, 2016. Requesting a Quote for me and my spouse Medical Coverage of Inbound Guest Plans J or K with a deductible of $100/ only. Kindly acknowledge and send quote at the earliest and oblige. Our details are as follow: 1) D.O.B. 01.08. 1935 2) D.O.B. 24.02. 1936 (Spouse) Thanking you in anticipation. Yours faithfully.

R:
We would be glad to assist. Because you are green card holders, you would not be eligible for the Inbound Guest plan. Being a green card holder means that the U.S. is your home country and the Inbound Guest plan is for people coming in on visitor visas or other temporary visa types. Also, due to your ages, the maximum policy amount you would be eligible for would be 50,000 on our new/incoming immigrant plans. I have forwarded quotes to you for the plans that will work for your status and age group. Please let us know if you have any questions about the quotes or require any further assistance.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/green-card-holder-insurance-questionssir-we-two-green-card-holders-visiting-miami-florida-for-a-per-52808/

P:Insurance Question Hello, I would like to buy travel insurance for my mother in law who is visiting from India next month. I wanted to take the same plan that I took last time, but notice the price went up. If I do month by month, can you set up automatic renewals in your system so that it will charge me every month, or DO I need to log in each month and renew? I need the insurance for 6 months. Any help will be greatly appreciated. Thanks,

R:
Thank you for our interest in purchasing insurance through us again. Insurance premium based on various factor like age, deductible option and policy max you choose. Before we suggest any plan would like to know insured age and which state do you need coverage? Most of the plans are renewable and there will be $5 renewal fees. This is a short term policy there is no automatic renewal. You will receive renewal reminder so either you can renew online or give us a call we can renew over the phone. Please visit our website at www.insubuy.com Enter appropriate criteria. You will find many plans and you can also compare them side by side. We can also send quote once we get the requested information from you. Please feel free to contact us if you have any further questions. Hello, Thank you for your response. My mother in law’s age is 60 years and the state will be South Carolina. We took Patriot America last time and would like to do the same. Can I sign up for two months to start with and then renew for another two months? She will be visiting us for 6 months. I got a quote of $850 for that insurance for 6 months. Has the price gone up since two years? You can purchase Patriot America plan. Earlier it used to cover sudden and unexpected recurrence of pre-ex blow age 65. But that benefit has been removed and new product name is Patriot America plus and it has acute onset of pre-ex. Below age 70yrs. Please find more information on acute onset of pre-ex at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ If you are not worried about that benefits you can go for Patriot America plan that you had last time. Patriot America brochure, instant purchase link, /patriot-america-lite-insurance/ Patriot America Plus brochure, instant purchase link, /patriot-america-plus-insurance/ You can also compare these plans at www.insubuy.com Please feel free to contact us if you have any further questions. Hi I am a foreigner and currently live in US with my family. I just purchased a Patriot America insurance both for my wive (26 years) and my son (3 months). Does the insurance also cover the immunization for my son? No.
{{currentOrigin}}/answers/visitors-insurance-usa/insurance-questionhello-i-would-like-to-buy-travel-insurance-for-my-mother-in-law-who-is-visitin-26519/

P:I have an unusual travel insurance question. I am an America citizen, but I am teaching in Zimbabwe for the next two years. So, currently, I am a temporary resident of Zimbabwe. Over Christmas, I will be hiking up Mt. Kilimanjaro. This is not mountain climbing. No ropes are involved or no specialized equipment. The highest point is 19,000 feet. I have international insurance through my school, but it does not cover high-altitude hikes. Unfortunately, many insurance companies don't cover hiking at high altitudes. Do you offer evacuation insurance at this height? Would I be eligible to purchase insurance since I am living in Zimbabwe, even though I'm a U.S. citizen?

R:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan. Please find more information on Mt. Kilimanjaro insurance here. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-health-insurance/mt-kilimanjaro-insurance-for-international-travelers-57197/

P:I am a US citizen, retired Air Force and currently are a DOD civilian working in Italy. I should be returning to the US within 12-18 months. I would like to know if you can provide me with a life insurance for 100-125K, no exam that will cover me while I am overseas?

R:
Thank you for your interest in purchasing insurance through us. You can purchase Accidental Death and Dismemberment insurance. Please find more information here. Please review this and feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-health-insurance/international-term-life-insurance-for-us-citizen-traveling-abroad-81046/

P:My Mother is visting to US on Nov 21 2016 . I am planning to buy the insurance for her for 2 months. I found the International Major Medical plan looks good but it is saying the if person is vising Washington then it is not valid. Let me know the other plan similar to this.

R:
Thank you for contacting Insubuy for your insurance needs. As long as the proposed insured is not PHYSICALLY located in the state of Washington at the time of application they are eligible for the plan. So as long as the insured is not in the state of Washington as the application is being completed they are still eligible to purchase. You can continue with the purchase of your plan.
{{currentOrigin}}/answers/visitors-insurance/geographic-restrictions-in-the-international-major-medical-plan-67030/

P:I am interested in purchasing the insurance for students on OPT. It was mentioned that preventive check ups are not included. So I was wondering if, for example, I go to an obgyn with some problems and and they have to do STD screenings to determine my problem- 1- Will those screenings be covered? 2- Is the visit itself covered regardless of the reason I'm going there? 3- Are contraceptives covered? 4- Where can I find a comprehensive list of things that are covered? Sorry if the questions are too obvious, it's the first time I'm getting insurance in the US by myself.

R:
Thank you for your interest in purchasing insurance through us. 1. Insurance will pay for whatever treatment medically necessary as long as it's not related to pre-existing or preventive care. 2. Answer is same as #1 3. No 4. No This is a short term plan meant to cover any new sickness, injuries or accidents that may occur after the effective date of the policy. It does not cover wellness checkup or any preventive checkup. Whatever benefits you are looking that will be covered only under long term insurance or insurance through employer. Here is the link for OPT Medical insurance. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/other-insurance/health-insurance-students-opt-obgyn-coverage-43425/

RENUNCIA: La información presentada en nuestra sección de Preguntas y Respuestas es genérica y se consideró correcta en el momento en que se respondió. Por favor use las preguntas a modo de guía y no tome decisiones basadas en las respuestas. Las preguntas presentadas pueden estar desfasadas y ser totalmente incorrectas o irrelevantes, ya que pueden haber cambiado los detalles facilitados como los términos y condiciones del seguro, las prestaciones del plan, la elegibilidad y la cobertura. Insubuy no asume responsabilidad alguna por la confianza que deposite en la información de dichas respuestas. Debe usted revisar el texto del certificado más actualizado de la póliza de seguros (disponible en este sitio web) para el producto que está considerando, para ver todos los detalles actualizados. Si hubiera cualquier descrepancia entre las respuestas aquí ofrecidas y el texto del certificado, prevaldrán los detalles del texto del certificado.

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