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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:1. Is the difference between ExchangeGuard Choice and ExchangeGuard Essential basically in terms of waiting period for pre-existing conditions or there is some other major difference? Since, we need insurance only for four months, there is no need to go for Essential. Am I correct? 2. For the ExchangeGuard policies, when I choose the value of PolicyMax in the premium calculator, does it refer to the maximum for the entire policy period or maximum for each incident? J-visa requires 100,000 per incident. Please clarify since it is not explicitly mentioned anywhere. I have read the difference between ExchangeGuard and PatriotExchange programs from your website. They are self-explanatory. I must say, your website is the most user-friendly among the several insurance company websites that I have surveyed in the last few days.
Q:We were looking to buy insurance for my Mom who will be visiting me in United States, but she is planning to also visit Canada for a week while she is visiting here. I was wondering if I choose the Atlas America plan would cover both her visit to the US and Canada.
Q:I would like to know how much is a insurance for UCF STUDENT
Q:How do I go about insuring the entire trip? Does that just automatically happen when I select my travel dates through your system? And if anything happens do I need to just be able to verify that whatever $ number I told you the trip costs is on the documents that my flights includes?
Q:Can you give me examples regarding the stipulations? The part where it says you must insure your entire pre-paid trip costs. Does that mean during the checkout process for my flight I need to add whatever insurance they have on offer, and then add yours? Or is it referring to something that's already included when purchasing your insurance? My next question is about purchasing insurance from the initial trip deposit Does that mean if I say, partially pay for an Airbnb 5 days ago from today and follow through with purchasing your insurance, that qualifies?
Q:My parents from the Philippines are here for the next 5 months. They don't have insurance and they need to see a doctor due to illness and other health concerns. Which plan is best for them for 5 months only and where (medical facilities) can they use their health insurance?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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