Ask Our Specialists

Thank you for your interest in purchasing insurance through us. Answer for your questions below: 1. You need to separate application for you and your fiancée because of different Citizenship. 2. You can enter your current address whichever address you are living now or your fiancee’s UK address. 3. In the insurance application you have to enter your current age at the time of effective date of the policy and premium will not change in the middle of the policy. If you need to renew the policy then only premium will increase. You can purchase Liaison Continent plan A. or Safe Travel USA Cost saver. Liaison Continent brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ Safe Travel USA Cost saver brochure, instant purchase link, /safe-travels-usa-cost-saver-insurance/ Liaison Continent will not ask Home country address while safe travel cost saver application will ask. You can compare these plans at www.insubuy.com Please get separate quote for you and your fiancée. Please let us know if you have any further questions.

They are covered if they are for new medical condition, injury or accident that may occur after the effective date of the policy. Preventive check ups are excluded. They are covered if they are for new medical condition, injury or accident that may occur after the effective date of the policy. Preventive check ups are excluded.

You will get the refund in the same way you paid initially.

Thank you for your interest in purchasing insurance through us. Yes, you can purchase a plan for this holiday. Most plans will ask for a mailing address and that you can list as your Thailand address. You can search for plans on our website by clicking here /travel-health-insurance/ If you need additional assistance please feel free to contact our office.

Please see the answers to your questions below. If you need additional assistance please feel free to contact our office again. 1. Once you run the quote you will see a small box to the left of the plan name. Click on that box for both plans then click on compare and it will line the plans up side by side for comparison. 2. Both networks are widely used in the US. 3. Yes, the plans will cover the insured everywhere outside of their home country. 4. Correct. From 08/15. We have some new plans which covers acute onset of pre-existing conditions below age 90yrs. You can find more information at /visitor-insurance-acute-onset-of-pre-existing-conditions/ 5. It’s 80/20 in or out of the network 6. You can purchase the Atlas America plan for over 70. Just like any other plan it will cover them for any new illness or injury that occurs after the effective date of the policy. Please visit our website at www.insubuy.com enter appropriate criteria. You will find many plans and compare the plans side by side. Please contact our office if you need any further assistance.

Thank you for your interest in purchasing insurance through us. Please enter US mailing address. There are two field for the country, one is for mailing address that should be US and her home country and country of Citizenship should be India. You can purchase from our website at www.insubuy.com Please feel free to contact us if you have any further questions. Could you guys register yourself on yelp.com. I would like to see people's reviews for your service. Currently I am seeing mixed reviews on different sites and cannot figure if those are genuine or fake. Insubuy is a broker, we offer all of the major plans that are on the market. The plans are rated A or better with the AM Best. As for Insubuy, please see this link about purchasing from us /why-purchase-from-insubuy/ If you need additional assistance or have additional questions please feel free to contact our office. I see that Insubuy shows up as licensed insurance broker. Can you point me to the site where I can see Lloyds, underwriter of Atlas America plan as a licensed insurance carrier. The explanation for this not simple but I will try my best to explain in as easy terms as possible. For Indian citizen visiting USA, there is possibly no requirement of the insurance company being licensed in California. Visitor can visit anywhere they like to. They can go to Niagara Falls, Washington DC, Las Vegas or visit your home in California. Just because you are located in California, insurance company is not required to be licensed in California because you are not buying for yourself. Any insurance company would become admitted carrier (licensed carrier) in a given state if they want to insure the residents of that state while they are in that state. E.g., Blue Cross, Blue Shield, Aetna, Cigna etc. Such admitted company would give insurance only to the residents of a given state and not tourists to USA. Having said that, Lloyds is an approved surplus lines carrier in California. Again, that is not because your mother may end up visiting California while visiting USA, but because Lloyds insures other properties located in California that cannot be insured by traditional admitted carriers. Department of Insurance of California earlier used to maintain the list of approved surplus lines carriers in California earlier but they have discontinued that practice few years ago. In short, your mother has nothing to do with California with respect to the insurance. Therefore, it is absolutely fine for her mother to be insured with Atlas America plan that is underwritten by Lloyds. If your mother gets sick or injured in California, she will definitely be covered for eligible expenses. You can purchase it online at /atlasamerica-insurance/ I hope that answers your questions. Regarding reviews, you can see genuine reviews about Insubuy’s service at https://www.immihelp.com/visitors-insurance-reviews/ Reviews are very tricky and there is no way to win for a service provider: • If there are positive reviews, people can say that those must be fake reviews written by the company itself. • If there are negative reviews, people can say that the company is bad. • If there are no reviews, people can say that no one is reviewing this company and therefore, no one must be using their service. If you have any further questions, please feel free to contact us at any time.